HomeCompareIMPHO vs PEP

IMPHO vs PEP: Dividend Comparison 2026

IMPHO yields 2930.33% · PEP yields 3.63%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IMPHO wins by $363469242866.12M in total portfolio value
10 years
IMPHO
IMPHO
● Live price
2930.33%
Share price
$0.30
Annual div
$8.79
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$363469242866.26M
Annual income
$340,604,262,629,742,700.00
Full IMPHO calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — IMPHO vs PEP

📍 IMPHO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIMPHOPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IMPHO + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IMPHO pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IMPHO
Annual income on $10K today (after 15% tax)
$249,078.33/yr
After 10yr DRIP, annual income (after tax)
$289,513,623,235,281,300.00/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, IMPHO beats the other by $289,513,623,235,228,700.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IMPHO + PEP for your $10,000?

IMPHO: 50%PEP: 50%
100% PEP50/50100% IMPHO
Portfolio after 10yr
$181734621433.20M
Annual income
$170,302,131,314,902,300.00/yr
Blended yield
93.71%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

IMPHO
Analyst Ratings
1
Hold
Consensus: Hold
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IMPHO buys
0
PEP buys
0
No recent congressional trades found for IMPHO or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIMPHOPEP
Forward yield2930.33%3.63%
Annual dividend / share$8.79$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$363469242866.26M$141.9K
Annual income after 10y$340,604,262,629,742,700.00$61,875.67
Total dividends collected$361886383741.88M$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldHold

Year-by-year: IMPHO vs PEP ($10,000, DRIP)

YearIMPHO PortfolioIMPHO Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$303,733$293,033.33$10,849$509.42+$292.9KIMPHO
2$8,643,125$8,318,130.01$11,969$750.47+$8.63MIMPHO
3$230,466,034$221,217,891.04$13,500$1,124.14+$230.45MIMPHO
4$5,759,403,537$5,512,804,880.62$15,680$1,721.66+$5759.39MIMPHO
5$134,916,174,378$128,753,612,593.01$18,929$2,715.34+$134916.16MIMPHO
6$2,963,146,625,351$2,818,786,318,766.91$24,023$4,450.80+$2963146.60MIMPHO
7$61,029,111,011,484$57,858,544,122,357.47$32,510$7,669.92+$61029110.98MIMPHO
8$1,178,999,624,697,250$1,113,698,475,914,962.50$47,709$14,093.60+$1178999624.65MIMPHO
9$21,369,140,407,958,980$20,107,610,809,532,924.00$77,415$28,083.48+$21369140407.88MIMPHO
10$363,469,242,866,258,900$340,604,262,629,742,700.00$141,922$61,875.67+$363469242866.12MIMPHO

IMPHO vs PEP: Complete Analysis 2026

IMPHOStock

Impac Mortgage Holdings, Inc. operates as a residential mortgage lender in the United States. It operates through three segments: Mortgage Lending, Real Estate Services, and Long-Term Mortgage Portfolio. The Mortgage Lending segment provides mortgage lending products through three lending channels, such as retail, wholesale, and correspondent and opportunistically retain mortgage servicing rights. The Real Estate Services segment provides loss mitigation and real estate services primarily on its long-term mortgage portfolio, including default surveillance, loan modification, short sale, and real estate owned surveillance and disposition services, as well as monitoring, reconciling, and reporting services for residential and multifamily mortgage portfolios. This segment provides services to investors, servicers, and individual borrowers primarily focusing on loss mitigation and performance. The Long-Term Mortgage Portfolio segment consists of residual interests in the securitization trusts reflected as trust assets and liabilities in its consolidated balance sheets. Impac Mortgage Holdings, Inc. was incorporated in 1995 and is based in Irvine, California.

Full IMPHO Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
📬

Get this IMPHO vs PEP comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IMPHO vs SCHDIMPHO vs JEPIIMPHO vs OIMPHO vs KOIMPHO vs MAINIMPHO vs MOIMPHO vs PMIMPHO vs GIS

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.