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Impac Mortgage Holdings, Inc. · OTC
Price: $0.30 · Annual div: $8.79/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in IMPHO → $1.6991931708293235e+26M in 10 years · $14,159,471,211,893,595,000,000,000,000,000.00/month
Impac Mortgage Holdings, Inc. operates in the United States as a provider of residential mortgage solutions. Its business activities are structured into three distinct areas: Mortgage Lending, Real Estate Services, and its Long-Term Mortgage Portfolio. The Mortgage Lending division facilitates home loan products through various channels, including direct consumer engagement (retail), partnerships with brokers and financial institutions (wholesale), and collaboration with other originators (correspondent). The company also strategically retains the rights to service a portion of these originated mortgages. Within its Real Estate Services arm, Impac delivers comprehensive solutions aimed at mitigating losses and managing real estate assets, primarily for its own long-term mortgage holdings. These offerings encompass proactive monitoring for potential defaults, restructuring loans, facilitating short sales, overseeing and divesting properties acquired through foreclosure (REO), and providing detailed reporting and reconciliation services for both residential and multi-family mortgage portfolios. This segment caters to investors, loan servicers, and individual borrowers, with a central focus on minimizing financial exposure and enhancing portfolio performance. The Long-Term Mortgage Portfolio segment represents the company's residual equity interests within various securitization trusts, which are duly recorded as both assets and liabilities on its consolidated financial statements. Impac Mortgage Holdings, Inc. was established in 1995 and is headquartered in Irvine, California.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold IMPHO.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2930.33% | 2927.53% | $293,033 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2490.78% | 2487.98% | $249,078 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2344.26% | 2341.46% | $234,426 / yr |
| 🇬🇧 UK ISA | 0% | 2930.33% | 2927.53% | $293,033 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2673.93% | 2671.13% | $267,393 / yr |
| 🇨🇦 TFSA | 0% | 2930.33% | 2927.53% | $293,033 / yr |
| 🇨🇦 CA Taxable | 25% | 2197.75% | 2194.95% | $219,775 / yr |
| 🇦🇺 Super (pension) | 15% | 2490.78% | 2487.98% | $249,078 / yr |
| 🇦🇺 AU Taxable | 30% | 2051.23% | 2048.43% | $205,123 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2157.46% | 2154.66% | $215,746 / yr |
| 🇫🇷 FR Taxable | 30% | 2051.23% | 2048.43% | $205,123 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $8.79/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
IMPHO pays quarterly — 4 times per year. Next ex-div: TBD.
How IMPHO compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for IMPHO sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2023-02-02 | 850,000 | $0.36 | $308.6K | ||
| Buy | 2023-02-02 | 850,000 | $0.36 | $308.6K | ||
| Sale | 2022-02-24 | 20,460 | $0.73 | $15.0K | ||
| Sale | 2022-02-24 | 1,067 | $0.75 | $801.00 | ||
| Sale | 2022-02-24 | 1,087 | $0.75 | $815.00 |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the IMPHO dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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