HomeCompareIMPHO vs VIG

IMPHO vs VIG: Dividend Comparison 2026

IMPHO yields 2930.33% · VIG yields 1.64%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IMPHO wins by $363469242866.23M in total portfolio value
10 years
IMPHO
IMPHO
● Live price
2930.33%
Share price
$0.30
Annual div
$8.79
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$363469242866.26M
Annual income
$340,604,262,629,742,700.00
Full IMPHO calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — IMPHO vs VIG

📍 IMPHO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIMPHOVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IMPHO + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IMPHO pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IMPHO
Annual income on $10K today (after 15% tax)
$249,078.33/yr
After 10yr DRIP, annual income (after tax)
$289,513,623,235,281,300.00/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, IMPHO beats the other by $289,513,623,235,281,150.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IMPHO + VIG for your $10,000?

IMPHO: 50%VIG: 50%
100% VIG50/50100% IMPHO
Portfolio after 10yr
$181734621433.15M
Annual income
$170,302,131,314,871,460.00/yr
Blended yield
93.71%
📊

Analyst Conviction Gap

Where Wall Street is split right now

IMPHO
Analyst Ratings
1
Hold
Consensus: Hold
VIG
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IMPHO buys
0
VIG buys
0
No recent congressional trades found for IMPHO or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIMPHOVIG
Forward yield2930.33%1.64%
Annual dividend / share$8.79$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$363469242866.26M$32.4K
Annual income after 10y$340,604,262,629,742,700.00$179.15
Total dividends collected$361886383741.88M$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IMPHO vs VIG ($10,000, DRIP)

YearIMPHO PortfolioIMPHO Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$303,733$293,033.33$11,304$163.92+$292.4KIMPHO
2$8,643,125$8,318,130.01$12,759$166.33+$8.63MIMPHO
3$230,466,034$221,217,891.04$14,382$168.52+$230.45MIMPHO
4$5,759,403,537$5,512,804,880.62$16,192$170.52+$5759.39MIMPHO
5$134,916,174,378$128,753,612,593.01$18,210$172.34+$134916.16MIMPHO
6$2,963,146,625,351$2,818,786,318,766.91$20,460$173.98+$2963146.60MIMPHO
7$61,029,111,011,484$57,858,544,122,357.47$22,968$175.48+$61029110.99MIMPHO
8$1,178,999,624,697,250$1,113,698,475,914,962.50$25,763$176.83+$1178999624.67MIMPHO
9$21,369,140,407,958,980$20,107,610,809,532,924.00$28,878$178.05+$21369140407.93MIMPHO
10$363,469,242,866,258,900$340,604,262,629,742,700.00$32,350$179.15+$363469242866.23MIMPHO

IMPHO vs VIG: Complete Analysis 2026

IMPHOStock

Impac Mortgage Holdings, Inc. operates as a residential mortgage lender in the United States. It operates through three segments: Mortgage Lending, Real Estate Services, and Long-Term Mortgage Portfolio. The Mortgage Lending segment provides mortgage lending products through three lending channels, such as retail, wholesale, and correspondent and opportunistically retain mortgage servicing rights. The Real Estate Services segment provides loss mitigation and real estate services primarily on its long-term mortgage portfolio, including default surveillance, loan modification, short sale, and real estate owned surveillance and disposition services, as well as monitoring, reconciling, and reporting services for residential and multifamily mortgage portfolios. This segment provides services to investors, servicers, and individual borrowers primarily focusing on loss mitigation and performance. The Long-Term Mortgage Portfolio segment consists of residual interests in the securitization trusts reflected as trust assets and liabilities in its consolidated balance sheets. Impac Mortgage Holdings, Inc. was incorporated in 1995 and is based in Irvine, California.

Full IMPHO Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.