Is IMRFF or SCHD a better dividend investment in 2026?

IMRFF currently yields 3005.26% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: IMRFF offers higher current income.

What is the dividend yield difference between IMRFF and SCHD?

IMRFF has a forward dividend yield of 3005.26% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 3001.80 percentage points.

Home › Compare › IMRFF vs SCHD

IMRFF vs SCHD: Dividend Comparison 2026

IMRFF yields 3005.26% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IMRFF wins by $462298228459.90M in total portfolio value

INVESTMENT

TIME HORIZON10 years

IMRFF

● Live price

3005.26%

Share price

$0.07

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$462298228459.93M

Annual income

$433,896,670,820,452,160.00

Full IMRFF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — IMRFF vs SCHD

📍 IMRFF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IMRFF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, IMRFF + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IMRFF pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IMRFF

Annual income on $10K today (after 15% tax)

$255,447.03/yr

After 10yr DRIP, annual income (after tax)

$368,812,170,197,384,300.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, IMRFF beats the other by $368,812,170,197,383,940.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IMRFF + SCHD for your $10,000?

IMRFF: 50%SCHD: 50%

100% SCHD50/50100% IMRFF

Portfolio after 10yr

$231149114229.98M

Annual income

$216,948,335,410,226,300.00/yr

Blended yield

93.86%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IMRFF buys

SCHD buys

No recent congressional trades found for IMRFF or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIMRFFSCHD

Forward yield	3005.26% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$462298228459.93M ✓	$29.0K
Annual income after 10y	$433,896,670,820,452,160.00 ✓	$425.95
Total dividends collected	$460334766592.62M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IMRFF vs SCHD ($10,000, DRIP)

Year	IMRFF Portfolio	IMRFF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$311,226	$300,525.92	$11,226	$346.36	+$300.0K → IMRFF
2	$9,074,269	$8,741,257.58	$12,572	$357.38	+$9.06M → IMRFF
3	$247,900,851	$238,191,382.55	$14,046	$367.84	+$247.89M → IMRFF
4	$6,346,724,628	$6,081,470,717.53	$15,660	$377.73	+$6346.71M → IMRFF
5	$152,302,214,908	$145,511,219,556.27	$17,425	$387.07	+$152302.20M → IMRFF
6	$3,426,355,536,268	$3,263,392,166,316.16	$19,354	$395.86	+$3426355.52M → IMRFF
7	$72,280,035,664,157	$68,613,835,240,350.64	$21,461	$404.13	+$72280035.64M → IMRFF
8	$1,430,078,137,131,734	$1,352,738,498,971,085.50	$23,762	$411.89	+$1430078137.11M → IMRFF
9	$26,543,511,812,593,556	$25,013,328,205,862,600.00	$26,272	$419.15	+$26543511812.57M → IMRFF
10	$462,298,228,459,927,300	$433,896,670,820,452,160.00	$29,010	$425.95	+$462298228459.90M → IMRFF

IMRFF vs SCHD: Complete Analysis 2026

IMRFF — Stock

iMetal Resources Inc., a junior exploration company, focuses on the acquisition, exploration, development, and evaluation of resource properties in Ontario and Quebec in Canada. The company explores for precious and base metal resources. Its flagship property is the Gowganda West project covering an area of approximately 147 squares kilometers located in Ontario; Kerrs Gold property covering an area of 665 hectares located in Ontario; and Ghost Mountain property consists of eleven claim units covering an area of 220 hectares located in Ontario. The company also holds 100% interest in the Carheil project encompasses approximately 5,400 acres of contiguous land located in the Abitibi region of Quebec. The company was formerly known as Adroit Resources Inc. and changed its name to iMetal Resources Inc. in November 2015. iMetal Resources Inc. was incorporated in 1993 and is headquartered in Vancouver, Canada.

Full IMRFF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this IMRFF vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IMRFF vs JEPI IMRFF vs O IMRFF vs KO IMRFF vs MAIN IMRFF vs VYM IMRFF vs DGRO IMRFF vs VIG IMRFF vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.