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IMVP vs BTI: Dividend Comparison 2026

IMVP yields 8.93% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $1.7K in total portfolio value· pulled ahead in Year 9
10 years
IMVP
IMVP
● Live price
8.93%
Share price
$20.11
Annual div
$1.80
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.1K
Annual income
$1,569.19
Full IMVP calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — IMVP vs BTI

📍 BTI pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIMVPBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IMVP + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IMVP pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IMVP
Annual income on $10K today (after 15% tax)
$759.27/yr
After 10yr DRIP, annual income (after tax)
$1,333.81/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $1,048.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IMVP + BTI for your $10,000?

IMVP: 50%BTI: 50%
100% BTI50/50100% IMVP
Portfolio after 10yr
$37.0K
Annual income
$2,185.74/yr
Blended yield
5.91%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

IMVP
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IMVP buys
0
BTI buys
0
No recent congressional trades found for IMVP or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIMVPBTI
Forward yield8.93%5.40%
Annual dividend / share$1.80$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$36.1K$37.8K
Annual income after 10y$1,569.19$2,802.29
Total dividends collected$12.3K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: IMVP vs BTI ($10,000, DRIP)

YearIMVP PortfolioIMVP Income/yrBTI PortfolioBTI Income/yrGap
1$11,593$893.26$11,301$601.08+$292.00IMVP
2$13,373$967.83$12,799$706.58+$574.00IMVP
3$15,352$1,043.35$14,527$832.38+$825.00IMVP
4$17,546$1,119.42$16,527$982.75+$1.0KIMVP
5$19,970$1,195.71$18,846$1,162.95+$1.1KIMVP
6$22,640$1,271.86$21,545$1,379.49+$1.1KIMVP
7$25,572$1,347.56$24,694$1,640.41+$878.00IMVP
8$28,785$1,422.53$28,378$1,955.69+$407.00IMVP
9← crossover$32,296$1,496.48$32,702$2,337.79$406.00BTI
10$36,126$1,569.19$37,794$2,802.29$1.7KBTI

IMVP vs BTI: Complete Analysis 2026

IMVPStock

Principal Investment Strategies Change will be effective on or about February 23, 2026 (the Effective Date).. The Fund generally will invest at least 90% of its total assets in securities that comprise the New Underlying Index, as well as American depositary receipts (ADRs) and global depositary receipts (GDRs) that represent securities in the New Underlying Index.PIN aims for broad exposure to Indian stocks, eliminating only the bottom decile that dont pass its yield and quality screens. The index starts with stocks traded on National Stock Exchange of India, and then ranks them by trailing 12-month yield and removes the bottom 10%. The index also ranks by quality, a combination of profitability (return on assets, asset turnover and accruals) and leverage ratio, and removes the bottom 10%. (Financial firms use ROA only for quality.) Stocks are market-cap-weighted, subject to some position limits. Individual positions are capped at 10% for largest stock, 9% for 2nd etc. on through the top 6 names, subject to a cap of 40% total for individual positions greater than 5%. The index is reviewed semi-annually. Note: Prior to June 24, 2019 the fund tracked the Indus India Index, which differed with respect to its screens.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.