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INBC vs GBDC: Dividend Comparison 2026

INBC yields 16.82% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.72M in total portfolio value
10 years
INBC
INBC
● Live price
16.82%
Share price
$11.89
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$60.0K
Annual income
$4,723.69
Full INBC calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — INBC vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodINBCGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, INBC + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
INBC pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INBC
Annual income on $10K today (after 15% tax)
$1,429.77/yr
After 10yr DRIP, annual income (after tax)
$4,015.14/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,926,858.76/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of INBC + GBDC for your $10,000?

INBC: 50%GBDC: 50%
100% GBDC50/50100% INBC
Portfolio after 10yr
$10.42M
Annual income
$8,196,993.54/yr
Blended yield
78.68%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

INBC
No analyst data
Altman Z
-0.7
Piotroski
3/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INBC buys
0
GBDC buys
0
No recent congressional trades found for INBC or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricINBCGBDC
Forward yield16.82%11.85%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$60.0K$20.78M
Annual income after 10y$4,723.69$16,389,263.41
Total dividends collected$31.0K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: INBC vs GBDC ($10,000, DRIP)

YearINBC PortfolioINBC Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$12,382$1,682.09$12,490$1,790.28$108.00GBDC
2$15,195$1,946.52$16,522$3,157.73$1.3KGBDC
3$18,492$2,232.50$23,578$5,898.68$5.1KGBDC
4$22,325$2,539.04$37,115$11,886.75$14.8KGBDC
5$26,753$2,864.86$66,136$26,423.57$39.4KGBDC
6$31,834$3,208.45$137,257$66,491.44$105.4KGBDC
7$37,630$3,568.06$341,734$194,868.54$304.1KGBDC
8$44,206$3,941.83$1,050,788$685,133.02$1.01MGBDC
9$51,628$4,327.73$4,099,314$2,974,971.01$4.05MGBDC
10$59,966$4,723.69$20,775,530$16,389,263.41$20.72MGBDC

INBC vs GBDC: Complete Analysis 2026

INBCStock

InBankshares, Corp provides a range of banking and mortgage services to individual and business customers. The company provides business and personal checking and savings accounts, as well as credit cards. It also offers business lending, including equipment term, owner occupied real estate, small business administration, investor real estate, and construction loans, as well working capital lines of credit. In addition, the company provides personal lending services, such as vehicle, residential construction, and lot loans, as well as home equity lines of credit; merchant services; and treasury management services comprising payments, receivables, fraud protection, and online and mobile banking. It operates a network of eight branches and two loan production offices. The company was formerly known as FFP Group, Inc. InBankshares, Corp was incorporated in 2017 and is headquartered in Greenwood Village, Colorado.

Full INBC Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.