Is INCM or HDV a better dividend investment in 2026?

INCM currently yields 5.37% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: INCM offers higher current income.

What is the dividend yield difference between INCM and HDV?

INCM has a forward dividend yield of 5.37% ($1.54/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 2.45 percentage points.

Home › Compare › INCM vs HDV

INCM vs HDV: Dividend Comparison 2026

INCM yields 5.37% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 INCM wins by $4.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

INCM

● Live price

5.37%

Share price

$28.61

Annual div

$1.54

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.5K

Annual income

$757.40

Full INCM calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — INCM vs HDV

📍 INCM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	INCM	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, INCM + HDV cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

INCM pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INCM

Annual income on $10K today (after 15% tax)

$456.74/yr

After 10yr DRIP, annual income (after tax)

$643.79/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, INCM beats the other by $344.84/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of INCM + HDV for your $10,000?

INCM: 50%HDV: 50%

100% HDV50/50100% INCM

Portfolio after 10yr

$26.4K

Annual income

$554.56/yr

Blended yield

2.10%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INCM buys

HDV buys

No recent congressional trades found for INCM or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricINCMHDV

Forward yield	5.37% ✓	2.92%
Annual dividend / share	$1.54	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.5K ✓	$24.3K
Annual income after 10y	$757.40 ✓	$351.71
Total dividends collected	$6.5K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: INCM vs HDV ($10,000, DRIP)

Year	INCM Portfolio	INCM Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,237	$537.34	$11,002	$291.67	+$235.00 → INCM
2	$12,588	$564.32	$12,082	$299.61	+$506.00 → INCM
3	$14,060	$590.81	$13,247	$307.23	+$813.00 → INCM
4	$15,661	$616.72	$14,503	$314.52	+$1.2K → INCM
5	$17,400	$642.01	$15,854	$321.50	+$1.5K → INCM
6	$19,284	$666.60	$17,308	$328.15	+$2.0K → INCM
7	$21,324	$690.47	$18,871	$334.49	+$2.5K → INCM
8	$23,531	$713.58	$20,551	$340.53	+$3.0K → INCM
9	$25,914	$735.89	$22,357	$346.27	+$3.6K → INCM
10	$28,485	$757.40	$24,296	$351.71	+$4.2K → INCM

INCM vs HDV: Complete Analysis 2026

INCM — Stock

The Fund seeks high current income while maintaining prospects for capital appreciation. The fund invests in a diversified portfolio of debt and equity securities. “Income Focus” in the Fund’s name refers to the Fund’s strategy of seeking to maximize income over a full market cycle by investing opportunistically across different asset classes, markets and sectors and utilizing income generation strategies.

Full INCM Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.