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INRD vs BTI: Dividend Comparison 2026

INRD yields 183.49% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 INRD wins by $73.10M in total portfolio value
10 years
INRD
INRD
● Live price
183.49%
Share price
$1.09
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$73.14M
Annual income
$35,296,476.02
Full INRD calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — INRD vs BTI

📍 INRD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodINRDBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, INRD + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
INRD pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INRD
Annual income on $10K today (after 15% tax)
$15,596.33/yr
After 10yr DRIP, annual income (after tax)
$30,002,004.62/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, INRD beats the other by $29,999,635.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of INRD + BTI for your $10,000?

INRD: 50%BTI: 50%
100% BTI50/50100% INRD
Portfolio after 10yr
$36.59M
Annual income
$17,649,631.33/yr
Blended yield
48.24%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

INRD
No analyst data
Altman Z
2.6
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INRD buys
0
BTI buys
0
No recent congressional trades found for INRD or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricINRDBTI
Forward yield183.49%5.38%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$73.14M$37.7K
Annual income after 10y$35,296,476.02$2,786.64
Total dividends collected$68.58M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: INRD vs BTI ($10,000, DRIP)

YearINRD PortfolioINRD Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$29,049$18,348.62$11,299$598.92+$17.8KINRD
2$80,895$49,813.30$12,794$703.91+$68.1KINRD
3$216,204$129,646.07$14,518$829.07+$201.7KINRD
4$555,168$323,829.21$16,513$978.64+$538.7KINRD
5$1,371,157$777,127.85$18,827$1,157.84+$1.35MINRD
6$3,260,929$1,793,791.00$21,518$1,373.12+$3.24MINRD
7$7,476,157$3,986,962.90$24,657$1,632.46+$7.45MINRD
8$16,542,194$8,542,706.24$28,329$1,945.74+$16.51MINRD
9$35,365,667$17,665,518.74$32,637$2,325.33+$35.33MINRD
10$73,137,739$35,296,476.02$37,708$2,786.64+$73.10MINRD

INRD vs BTI: Complete Analysis 2026

INRDStock

Inrad Optics, Inc., together with its subsidiaries, develops, manufactures, and markets crystal-based optical components and devices, custom optical components, and precision optical and opto-mechanical assemblies worldwide. The company provides optical components, optical coatings, and subassemblies; and UV filter optical components for use in critical applications in defense systems, such as missile warning sensors, as well as opto-mechanical design and assembly services. Its optical components include planar, prismatic, and spherical components fabricated from glass and synthetic crystals; and various components consist of large form factor transmission flats, optical windows for airborne applications, multi-element optical assemblies, lenses, mirrors, polarizing optics, prisms, wave plates, and x-ray monochromators. The company also offers laser devices and instrumentation products comprising electro-optic and nonlinear crystal devices for altering the intensity, polarization, or wavelength of a laser beam, as well as other crystal components for use in laser research, in commercial laser systems, and in detection of fast neutrons; and pockels' cells and associated electronics. It also serves corporations in the laser system, process control, and metrology sectors of the photonics industry, as well as the United States Government, national laboratories, universities, and institutions. The company markets its products through sales, marketing, and customer service teams, as well as through independent sales agents. Inrad Optics, Inc. also exports its products Europe, Israel, and Asia. The company was formerly known as Photonic Products Group, Inc. and changed its name to Inrad Optics, Inc. in 2012. Inrad Optics, Inc. was incorporated in 1973 and is based in Northvale, New Jersey.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.