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INST vs DVY: Dividend Comparison 2026

INST yields 8.47% · DVY yields 3.50%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 INST wins by $10.0K in total portfolio value
10 years
INST
INST
● Live price
8.47%
Share price
$23.60
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.0K
Annual income
$1,447.58
Full INST calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — INST vs DVY

📍 INST pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodINSTDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, INST + DVY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
INST pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INST
Annual income on $10K today (after 15% tax)
$720.34/yr
After 10yr DRIP, annual income (after tax)
$1,230.44/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, INST beats the other by $858.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of INST + DVY for your $10,000?

INST: 50%DVY: 50%
100% DVY50/50100% INST
Portfolio after 10yr
$30.1K
Annual income
$942.68/yr
Blended yield
3.14%
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Analyst Conviction Gap

Where Wall Street is most bullish on INST right now

INST
Analyst Ratings
8
Buy
9
Hold
Consensus: Hold
Price Target
$28.74
+21.8% upside vs current
Range: $23.60 — $35.00
Altman Z
1.2
Piotroski
3/9
DVY
No analyst data
Altman Z
307.5
Piotroski
1/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INST buys
0
DVY buys
0
No recent congressional trades found for INST or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricINSTDVY
Forward yield8.47%3.50%
Annual dividend / share$2.00$5.25
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$35.0K$25.1K
Annual income after 10y$1,447.58$437.78
Total dividends collected$11.5K$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: INST vs DVY ($10,000, DRIP)

YearINST PortfolioINST Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,547$847.46$11,050$349.62+$497.00INST
2$13,270$914.58$12,184$361.04+$1.1KINST
3$15,182$982.27$13,409$372.07+$1.8KINST
4$17,294$1,050.23$14,730$382.68+$2.6KINST
5$19,623$1,118.13$16,154$392.89+$3.5KINST
6$22,183$1,185.69$17,688$402.69+$4.5KINST
7$24,988$1,252.64$19,338$412.07+$5.7KINST
8$28,056$1,318.75$21,113$421.04+$6.9KINST
9$31,404$1,383.79$23,020$429.61+$8.4KINST
10$35,049$1,447.58$25,070$437.78+$10.0KINST

INST vs DVY: Complete Analysis 2026

INSTStock

Instructure Holdings, Inc. provides cloud-based learning, assessment, development, and engagement systems worldwide. It offers Canvas Learning Management System that includes assessments, analytics, and learning content for K-12 and higher education institutions; Canvas Studio, an online video platform; Canvas Catalog, a course catalog and registration system; Canvas Assessment, a solution for assessments that include MasteryConnect, a robust student assessment management system, and Certica, which provides assessment content solutions and analytics to inform daily instruction in the classroom and data; Canvas Network that allows access to open online courses; Impact that helps K-12 and higher education institutions to improve technology adoption and evaluate impact of educational technology; and Elevate Data Sync, a solution that allows edtech vendors to share learning data between K-12 and higher education applications. The company was founded in 2008 and is headquartered in Salt Lake City, Utah.

Full INST Calculator →

DVYETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.