HomeCompareINST vs MAIN

INST vs MAIN: Dividend Comparison 2026

INST yields 8.47% · MAIN yields 7.09%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $47.91M in total portfolio value
10 years
INST
INST
● Live price
8.47%
Share price
$23.60
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.0K
Annual income
$1,447.58
Full INST calculator →
MAIN
Main Street Capital Corporation
● Live price
7.09%
Share price
$51.65
Annual div
$3.66
5Y div CAGR
72.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$47.95M
Annual income
$40,208,699.11
Full MAIN calculator →

Portfolio growth — INST vs MAIN

📍 MAIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodINSTMAIN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, INST + MAIN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
INST pays
MAIN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INST
Annual income on $10K today (after 15% tax)
$720.34/yr
After 10yr DRIP, annual income (after tax)
$1,230.44/yr
MAIN
Annual income on $10K today (after 15% tax)
$602.32/yr
After 10yr DRIP, annual income (after tax)
$34,177,394.24/yr
At 15% tax rate, MAIN beats the other by $34,176,163.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of INST + MAIN for your $10,000?

INST: 50%MAIN: 50%
100% MAIN50/50100% INST
Portfolio after 10yr
$23.99M
Annual income
$20,105,073.35/yr
Blended yield
83.80%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on INST right now

INST
Analyst Ratings
8
Buy
9
Hold
Consensus: Hold
Price Target
$28.74
+21.8% upside vs current
Range: $23.60 — $35.00
Altman Z
1.2
Piotroski
3/9
MAIN
Analyst Ratings
2
Buy
11
Hold
Consensus: Hold
Price Target
$65.25
+26.3% upside vs current
Range: $60.00 — $70.00
Altman Z
1.7
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INST buys
2
MAIN buys
0
PoliticianChamberTickerTypeAmountDate
Markwayne Mullin🏛 Senate$INST▼ Sell$1,001 - $15,0002024-01-04
Markwayne Mullin🏛 Senate$INST▼ Sell$1,001 - $15,0002024-01-04
Markwayne Mullin🏛 Senate$INST▼ Sell$1,001 - $15,0002023-12-22
Markwayne Mullin🏛 Senate$INST▼ Sell$1,001 - $15,0002023-12-22
Markwayne Mullin🏛 Senate$INST▼ Sell$1,001 - $15,0002023-12-22
Markwayne Mullin🏛 Senate$INST▲ Buy$1,001 - $15,0002023-01-03
Markwayne Mullin🏛 Senate$INST▲ Buy$1,001 - $15,0002023-01-03
Tom Malinowski🏢 House$INST▼ Sell$15,001 - $50,0002020-01-06
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricINSTMAIN
Forward yield8.47%7.09%
Annual dividend / share$2.00$3.66
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%72.7%
Portfolio after 10y$35.0K$47.95M
Annual income after 10y$1,447.58$40,208,699.11
Total dividends collected$11.5K$46.82M
Payment frequencyquarterlymonthly
SectorStockBDC
Analyst consensusHoldHold
Analyst price target$28.74$65.25

Year-by-year: INST vs MAIN ($10,000, DRIP)

YearINST PortfolioINST Income/yrMAIN PortfolioMAIN Income/yrGap
1← crossover$11,547$847.46$12,464$1,223.78$917.00MAIN
2$13,270$914.58$16,353$2,343.58$3.1KMAIN
3$15,182$982.27$23,105$4,724.42$7.9KMAIN
4$17,294$1,050.23$36,226$10,256.23$18.9KMAIN
5$19,623$1,118.13$65,426$24,707.64$45.8KMAIN
6$22,183$1,185.69$142,101$68,562.02$119.9KMAIN
7$24,988$1,252.64$388,521$228,799.95$363.5KMAIN
8$28,056$1,318.75$1,397,868$961,169.80$1.37MMAIN
9$31,404$1,383.79$6,884,663$5,313,459.69$6.85MMAIN
10$35,049$1,447.58$47,947,060$40,208,699.11$47.91MMAIN

INST vs MAIN: Complete Analysis 2026

INSTStock

Instructure Holdings, Inc. provides cloud-based learning, assessment, development, and engagement systems worldwide. It offers Canvas Learning Management System that includes assessments, analytics, and learning content for K-12 and higher education institutions; Canvas Studio, an online video platform; Canvas Catalog, a course catalog and registration system; Canvas Assessment, a solution for assessments that include MasteryConnect, a robust student assessment management system, and Certica, which provides assessment content solutions and analytics to inform daily instruction in the classroom and data; Canvas Network that allows access to open online courses; Impact that helps K-12 and higher education institutions to improve technology adoption and evaluate impact of educational technology; and Elevate Data Sync, a solution that allows edtech vendors to share learning data between K-12 and higher education applications. The company was founded in 2008 and is headquartered in Salt Lake City, Utah.

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MAINBDC

Main Street Capital Corporation is a business development company specializes in equity capital to lower middle market companies. The firm specializing in recapitalizations, management buyouts, refinancing, family estate planning, management buyouts, refinancing, industry consolidation, mature, later stage emerging growth. The firm also provides debt capital to middle market companies for acquisitions, management buyouts, growth financings, recapitalizations and refinancing. The firm seeks to partner with entrepreneurs, business owners and management teams and generally provides one stop financing alternatives within its lower middle market portfolio. It prefers to invest in air freight and logistics, auto components, building products, chemicals, commercial services, computers, construction and engineering, consumer finance, consumer services, electronic equipment, energy equipment and services, financial services, health care equipment, health care providers, hotels, restaurants, and leisure, internet software and services, IT Services, machinery, oil, gas and consumable fuels, paper and forest products, professional and industrial services, road and rail, software, specialty retail, telecommunication, consumer discretionary, energy, materials, technology, and transportation. The firm typically invests in lower middle market companies generally with annual revenues between $5 million and $300 million. It prefers to invest in ranging between $2 million and $75 million in equity investment and enterprise value in ranging between $3 million and $20 million. The firm typically prefers to invest in the range of $5 million and $50 million per transaction in debt investment value and in the range of $1 million and $20 million in annual EBITDA. The firm's middle market debt investments are made in businesses that are generally larger in size than its lower middle market portfolio companies. It takes 5 percent minority and up to 50 percent majority equity investments. Main Street Capital Corporation was founded in 2007 and is based in Houston, Texas with an additional office in Chojnów, Poland.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.