HomeCompareINST vs ORCC

INST vs ORCC: Dividend Comparison 2026

INST yields 8.47% · ORCC yields 9.79%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 INST wins by $13.6K in total portfolio value
10 years
INST
INST
● Live price
8.47%
Share price
$23.60
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.0K
Annual income
$1,447.58
Full INST calculator →
ORCC
ORCC
● Live price
9.79%
Share price
$13.48
Annual div
$1.32
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$1.04
Full ORCC calculator →

Portfolio growth — INST vs ORCC

📍 INST pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodINSTORCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, INST + ORCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
INST pays
ORCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INST
Annual income on $10K today (after 15% tax)
$720.34/yr
After 10yr DRIP, annual income (after tax)
$1,230.44/yr
ORCC
Annual income on $10K today (after 15% tax)
$832.34/yr
After 10yr DRIP, annual income (after tax)
$0.88/yr
At 15% tax rate, INST beats the other by $1,229.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of INST + ORCC for your $10,000?

INST: 50%ORCC: 50%
100% ORCC50/50100% INST
Portfolio after 10yr
$28.2K
Annual income
$724.31/yr
Blended yield
2.57%
📊

Analyst Conviction Gap

Where Wall Street is split right now

INST
Analyst Ratings
8
Buy
9
Hold
Consensus: Hold
Price Target
$28.74
+21.8% upside vs current
Range: $23.60 — $35.00
Altman Z
1.2
Piotroski
3/9
ORCC
Analyst Ratings
9
Buy
4
Hold
1
Sell
Consensus: Buy
Price Target
$16.00
+18.7% upside vs current
Range: $16.00 — $16.00
Altman Z
0.5
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INST buys
2
ORCC buys
0
PoliticianChamberTickerTypeAmountDate
Markwayne Mullin🏛 Senate$INST▼ Sell$1,001 - $15,0002024-01-04
Markwayne Mullin🏛 Senate$INST▼ Sell$1,001 - $15,0002024-01-04
Markwayne Mullin🏛 Senate$INST▼ Sell$1,001 - $15,0002023-12-22
Markwayne Mullin🏛 Senate$INST▼ Sell$1,001 - $15,0002023-12-22
Markwayne Mullin🏛 Senate$INST▼ Sell$1,001 - $15,0002023-12-22
Markwayne Mullin🏛 Senate$INST▲ Buy$1,001 - $15,0002023-01-03
Markwayne Mullin🏛 Senate$INST▲ Buy$1,001 - $15,0002023-01-03
Tom Malinowski🏢 House$INST▼ Sell$15,001 - $50,0002020-01-06
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricINSTORCC
Forward yield8.47%9.79%
Annual dividend / share$2.00$1.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-50%
Portfolio after 10y$35.0K$21.4K
Annual income after 10y$1,447.58$1.04
Total dividends collected$11.5K$1.0K
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy
Analyst price target$28.74$16.00

Year-by-year: INST vs ORCC ($10,000, DRIP)

YearINST PortfolioINST Income/yrORCC PortfolioORCC Income/yrGap
1← crossover$11,547$847.46$11,190$489.61+$357.00INST
2$13,270$914.58$12,229$256.01+$1.0KINST
3$15,182$982.27$13,216$130.74+$2.0KINST
4$17,294$1,050.23$14,207$66.02+$3.1KINST
5$19,623$1,118.13$15,234$33.17+$4.4KINST
6$22,183$1,185.69$16,317$16.62+$5.9KINST
7$24,988$1,252.64$17,468$8.32+$7.5KINST
8$28,056$1,318.75$18,695$4.16+$9.4KINST
9$31,404$1,383.79$20,006$2.08+$11.4KINST
10$35,049$1,447.58$21,407$1.04+$13.6KINST

INST vs ORCC: Complete Analysis 2026

INSTStock

Instructure Holdings, Inc. provides cloud-based learning, assessment, development, and engagement systems worldwide. It offers Canvas Learning Management System that includes assessments, analytics, and learning content for K-12 and higher education institutions; Canvas Studio, an online video platform; Canvas Catalog, a course catalog and registration system; Canvas Assessment, a solution for assessments that include MasteryConnect, a robust student assessment management system, and Certica, which provides assessment content solutions and analytics to inform daily instruction in the classroom and data; Canvas Network that allows access to open online courses; Impact that helps K-12 and higher education institutions to improve technology adoption and evaluate impact of educational technology; and Elevate Data Sync, a solution that allows edtech vendors to share learning data between K-12 and higher education applications. The company was founded in 2008 and is headquartered in Salt Lake City, Utah.

Full INST Calculator →

ORCCBDC

Owl Rock Capital Corporation is a business development company. The fund makes investments in senior secured or unsecured loans, subordinated loans or mezzanine loans and also considers equity-related securities including warrants and preferred stocks also pursues preferred equity investments and common equity investments. Within private equity, it seeks to invest in growth, acquisitions, market or product expansion, refinancings and recapitalizations. It seeks to invest in middle market companies based in the United States, with EBITDA between $10 million and $250 million annually and/or annual revenue of $50 million and $2.5 billion at the time of investment.

Full ORCC Calculator →
📬

Get this INST vs ORCC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

INST vs SCHDINST vs JEPIINST vs OINST vs KOINST vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.