Is IOTC or GBDC a better dividend investment in 2026?

IOTC currently yields 181818.18% with a 5% 5-year dividend growth rate. GBDC yields 11.86% with 5% growth. The better choice depends on your goal: IOTC offers higher current income.

What is the dividend yield difference between IOTC and GBDC?

IOTC has a forward dividend yield of 181818.18% ($2.00/share annually). GBDC yields 11.86% ($1.50/share annually). The yield gap is 181806.32 percentage points.

Home › Compare › IOTC vs GBDC

IOTC vs GBDC: Dividend Comparison 2026

IOTC yields 181818.18% · GBDC yields 11.86%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IOTC wins by $1.8951031795759825e+29M in total portfolio value

INVESTMENT

TIME HORIZON10 years

IOTC

● Live price

181818.18%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.8951031795759825e+29M

Annual income

$189,305,502,041,192,720,000,000,000,000,000,000.00

Full IOTC calculator →

GBDC

● Live price

11.86%

Share price

$12.65

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.85M

Annual income

$16,450,733.83

Full GBDC calculator →

Portfolio growth — IOTC vs GBDC

📍 IOTC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IOTC	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IOTC + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IOTC pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IOTC

Annual income on $10K today (after 15% tax)

$15,454,545.45/yr

After 10yr DRIP, annual income (after tax)

$160,909,676,735,013,800,000,000,000,000,000,000.00/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.91/yr

After 10yr DRIP, annual income (after tax)

$13,983,123.76/yr

At 15% tax rate, IOTC beats the other by $160,909,676,735,013,800,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IOTC + GBDC for your $10,000?

IOTC: 50%GBDC: 50%

100% GBDC50/50100% IOTC

Portfolio after 10yr

$9.475515897879912e+28M

Annual income

$94,652,751,020,596,360,000,000,000,000,000,000.00/yr

Blended yield

99.89%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

IOTC

No analyst data

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.7% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IOTC buys

GBDC buys

No recent congressional trades found for IOTC or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIOTCGBDC

Forward yield	181818.18% ✓	11.86%
Annual dividend / share	$2.00 ✓	$1.50
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	51.1% ✓
Portfolio after 10y	$1.8951031795759825e+29M	$20.85M ✓
Annual income after 10y	$189,305,502,041,192,720,000,000,000,000,000,000.00 ✓	$16,450,733.83
Total dividends collected	$1.8949690612486723e+29M	$20.43M ✓
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: IOTC vs GBDC ($10,000, DRIP)

Year	IOTC Portfolio	IOTC Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1← crossover	$18,192,518	$18,181,818.18	$12,492	$1,791.70	+$18.18M → IOTC
2	$30,932,835,887	$30,913,369,892.64	$16,527	$3,160.58	+$30932.82M → IOTC
3	$49,156,619,660,049	$49,123,521,525,649.34	$23,588	$5,904.90	+$49156619.64M → IOTC
4	$73,009,768,971,452,110	$72,957,171,388,415,860.00	$37,141	$11,901.65	+$73009768971.41M → IOTC
5	$101,348,671,691,011,770,000	$101,270,551,238,212,300,000.00	$66,205	$26,463.38	+$101348671691011.70M → IOTC
6	$131,490,628,941,834,950,000,000	$131,382,185,863,125,600,000,000.00	$137,452	$66,612.65	+$131490628941834960.00M → IOTC
7	$159,445,709,700,484,420,000,000,000	$159,305,014,727,516,640,000,000,000.00	$342,372	$195,298.53	+$159445709700484431872.00M → IOTC
8	$180,706,560,655,892,340,000,000,000,000	$180,535,953,746,512,850,000,000,000,000.00	$1,053,292	$686,954.33	+$1.8070656065589233e+23M → IOTC
9	$191,416,744,304,199,340,000,000,000,000,000	$191,223,388,284,297,560,000,000,000,000,000.00	$4,111,439	$2,984,416.95	+$1.9141674430419936e+26M → IOTC
10	$189,510,317,957,598,240,000,000,000,000,000,000	$189,305,502,041,192,720,000,000,000,000,000,000.00	$20,849,974	$16,450,733.83	+$1.8951031795759825e+29M → IOTC

IOTC vs GBDC: Complete Analysis 2026

IOTC — Stock

Iota Communications, Inc., through its subsidiaries, provides Internet of Things (IoT) solutions. It also provides energy conservation solutions. The company operates through Iota Networks, Iota Commercial Solutions, Iota Communications, and Iota Holdings. In addition, the company offers delphi360, a wireless connectivity and data analytics platform to integrate with devices and sensors, as well as provides BrightAI, an analytic platform that gathers information from sensor connectivity. Further, it provides IoT-based LED and smart lighting. Additionally, it offers smart building solutions, a platform for data management. Furthermore, the company serves healthcare, commercial real estate, education, utility, retail, and manufacturing industries; and city and municipals. Iota Communications, Inc. is based in Allentown, Pennsylvania.

Full IOTC Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.