Is IOUFF or JEPQ a better dividend investment in 2026?

IOUFF currently yields 1243.01% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: IOUFF offers higher current income.

What is the dividend yield difference between IOUFF and JEPQ?

IOUFF has a forward dividend yield of 1243.01% ($2.00/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 1231.91 percentage points.

Home › Compare › IOUFF vs JEPQ

IOUFF vs JEPQ: Dividend Comparison 2026

IOUFF yields 1243.01% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IOUFF wins by $128705710.68M in total portfolio value

INVESTMENT

TIME HORIZON10 years

IOUFF

● Live price

1243.01%

Share price

$0.16

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$128705710.72M

Annual income

$111,120,135,187,325.02

Full IOUFF calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — IOUFF vs JEPQ

📍 IOUFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IOUFF	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IOUFF + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

—

Nov

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Dec

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IOUFF pays

JEPQ pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IOUFF

Annual income on $10K today (after 15% tax)

$105,655.69/yr

After 10yr DRIP, annual income (after tax)

$94,452,114,909,226.27/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, IOUFF beats the other by $94,452,114,907,396.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IOUFF + JEPQ for your $10,000?

IOUFF: 50%JEPQ: 50%

100% JEPQ50/50100% IOUFF

Portfolio after 10yr

$64352855.38M

Annual income

$55,560,067,594,738.80/yr

Blended yield

86.34%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IOUFF buys

JEPQ buys

No recent congressional trades found for IOUFF or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIOUFFJEPQ

Forward yield	1243.01% ✓	11.10%
Annual dividend / share	$2.00	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$128705710.72M ✓	$44.8K
Annual income after 10y	$111,120,135,187,325.02 ✓	$2,152.59
Total dividends collected	$127399125.50M ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IOUFF vs JEPQ ($10,000, DRIP)

Year	IOUFF Portfolio	IOUFF Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$135,001	$124,300.81	$11,930	$1,110.39	+$123.1K → IOUFF
2	$1,712,741	$1,568,290.61	$14,133	$1,224.34	+$1.70M → IOUFF
3	$20,427,720	$18,595,086.80	$16,632	$1,340.46	+$20.41M → IOUFF
4	$229,130,558	$207,272,897.61	$19,454	$1,457.97	+$229.11M → IOUFF
5	$2,417,980,210	$2,172,810,513.19	$22,626	$1,576.08	+$2417.96M → IOUFF
6	$24,016,529,967	$21,429,291,141.44	$26,175	$1,694.09	+$24016.50M → IOUFF
7	$224,619,103,924	$198,921,416,859.28	$30,133	$1,811.32	+$224619.07M → IOUFF
8	$1,979,080,651,152	$1,738,738,209,953.57	$34,531	$1,927.17	+$1979080.62M → IOUFF
9	$16,435,117,323,940	$14,317,501,027,207.66	$39,403	$2,041.08	+$16435117.28M → IOUFF
10	$128,705,710,723,941	$111,120,135,187,325.02	$44,787	$2,152.59	+$128705710.68M → IOUFF

IOUFF vs JEPQ: Complete Analysis 2026

IOUFF — Stock

IOU Financial Inc., through its subsidiary, IOU Central Inc., operates an Internet-based commercial lending business in the United States. The company originates and sells commercial loans receivable; and services loans that are sold to institutional purchasers on a non-recourse basis. It serves medical and dental practices, grocery and retail stores, restaurant and hotel franchisees, and e-commerce companies. IOU Financial Inc. was founded in 1977 and is headquartered in Montreal, Canada.

Full IOUFF Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.