Is IRCKF or XYLD a better dividend investment in 2026?

IRCKF currently yields 270.27% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: IRCKF offers higher current income.

What is the dividend yield difference between IRCKF and XYLD?

IRCKF has a forward dividend yield of 270.27% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 259.29 percentage points.

Home › Compare › IRCKF vs XYLD

IRCKF vs XYLD: Dividend Comparison 2026

IRCKF yields 270.27% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IRCKF wins by $532271798619360384.00M in total portfolio value

INVESTMENT

TIME HORIZON10 years

IRCKF

● Live price

270.27%

Share price

$0.74

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$532271798619360384.00M

Annual income

$531,893,735,407,534,100,000,000.00

Full IRCKF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — IRCKF vs XYLD

📍 IRCKF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IRCKF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IRCKF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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IRCKF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRCKF

Annual income on $10K today (after 15% tax)

$22,972.97/yr

After 10yr DRIP, annual income (after tax)

$452,109,675,096,404,000,000,000.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, IRCKF beats the other by $452,109,675,096,404,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IRCKF + XYLD for your $10,000?

IRCKF: 50%XYLD: 50%

100% XYLD50/50100% IRCKF

Portfolio after 10yr

$266135899309680192.00M

Annual income

$265,946,867,703,767,040,000,000.00/yr

Blended yield

99.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRCKF buys

XYLD buys

No recent congressional trades found for IRCKF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIRCKFXYLD

Forward yield	270.27% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$532271798619360384.00M ✓	$25.3K
Annual income after 10y	$531,893,735,407,534,100,000,000.00 ✓	$3,219.02
Total dividends collected	$532247034771419136.00M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IRCKF vs XYLD ($10,000, DRIP)

Year	IRCKF Portfolio	IRCKF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$64,754	$54,054.05	$10,818	$1,098.39	+$53.9K → IRCKF
2	$723,533	$654,246.57	$11,738	$1,222.51	+$711.8K → IRCKF
3	$14,438,226	$13,664,045.36	$12,774	$1,364.64	+$14.43M → IRCKF
4	$525,109,153	$509,660,251.33	$13,944	$1,527.86	+$525.10M → IRCKF
5	$35,208,635,124	$34,646,768,330.49	$15,270	$1,715.87	+$35208.62M → IRCKF
6	$4,379,860,524,726	$4,342,187,285,142.47	$16,775	$1,933.09	+$4379860.51M → IRCKF
7	$1,014,324,851,471,284	$1,009,638,400,709,827.50	$18,490	$2,184.87	+$1014324851.45M → IRCKF
8	$438,133,052,177,188,350	$437,047,724,586,114,100.00	$20,450	$2,477.63	+$438133052177.17M → IRCKF
9	$353,330,104,510,511,200,000	$352,861,302,144,681,600,000.00	$22,697	$2,819.19	+$353330104510511.19M → IRCKF
10	$532,271,798,619,360,350,000,000	$531,893,735,407,534,100,000,000.00	$25,280	$3,219.02	+$532271798619360384.00M → IRCKF

IRCKF vs XYLD: Complete Analysis 2026

IRCKF — Stock

Inter-Rock Minerals Inc., through its subsidiaries, produces and distributes specialty feed ingredients in the United States and Canada. It offers bypass protein supplements, rumen enhancement products, and mineral supplements. It also markets and distributes toll manufactured dairy feed nutritional supplements; and quarries, processes, and markets dolomite and clay products for the animal feed, glass, roofing, and aglime industries. The company was incorporated in 1952 and is based in Toronto, Canada.

Full IRCKF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.