Is IRLTF or MCD a better dividend investment in 2026?

IRLTF currently yields 181.80% with a 5% 5-year dividend growth rate. MCD yields 2.35% with 8.5% growth. The better choice depends on your goal: IRLTF offers higher current income.

What is the dividend yield difference between IRLTF and MCD?

IRLTF has a forward dividend yield of 181.80% ($2.00/share annually). MCD yields 2.35% ($7.26/share annually). The yield gap is 179.45 percentage points.

Home › Compare › IRLTF vs MCD

IRLTF vs MCD: Dividend Comparison 2026

IRLTF yields 181.80% · MCD yields 2.35%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCD wins by $8.0K in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

IRLTF

● Live price

181.80%

Share price

$1.10

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$70.5K

Annual income

$63.59

Full IRLTF calculator →

MCD

McDonald's Corporation

● Live price

2.35%

Share price

$308.53

Annual div

$7.26

5Y div CAGR

42.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$78.5K

Annual income

$26,227.70

Full MCD calculator →

Portfolio growth — IRLTF vs MCD

📍 MCD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IRLTF	MCD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IRLTF + MCD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IRLTF pays

MCD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRLTF

Annual income on $10K today (after 15% tax)

$15,453.14/yr

After 10yr DRIP, annual income (after tax)

$54.05/yr

MCD

Annual income on $10K today (after 15% tax)

$200.01/yr

After 10yr DRIP, annual income (after tax)

$22,293.55/yr

At 15% tax rate, MCD beats the other by $22,239.49/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IRLTF + MCD for your $10,000?

IRLTF: 50%MCD: 50%

100% MCD50/50100% IRLTF

Portfolio after 10yr

$74.5K

Annual income

$13,145.65/yr

Blended yield

17.64%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

IRLTF

No analyst data

Altman Z

2.9

Piotroski

5/9

MCD

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$351.76

+14.0% upside vs current

Range: $320.00 — $385.00

Altman Z

4.9

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRLTF buys

MCD buys

No recent congressional trades found for IRLTF or MCD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIRLTFMCD

Forward yield	181.80% ✓	2.35%
Annual dividend / share	$2.00	$7.26 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	42.3% ✓
Portfolio after 10y	$70.5K	$78.5K ✓
Annual income after 10y	$63.59	$26,227.70 ✓
Total dividends collected	$30.7K	$58.5K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Discretionary

Year-by-year: IRLTF vs MCD ($10,000, DRIP)

Year	IRLTF Portfolio	IRLTF Income/yr	MCD Portfolio	MCD Income/yr	Gap
1	$19,790	$9,090.08	$10,815	$334.85	+$9.0K → IRLTF
2	$29,582	$8,406.24	$11,826	$491.71	+$17.8K → IRLTF
3	$37,524	$5,871.68	$13,123	$730.06	+$24.4K → IRLTF
4	$43,631	$3,480.45	$14,853	$1,100.07	+$28.8K → IRLTF
5	$48,576	$1,891.08	$17,257	$1,690.61	+$31.3K → IRLTF
6	$52,961	$983.84	$20,752	$2,667.01	+$32.2K → IRLTF
7	$57,169	$501.23	$26,103	$4,354.83	+$31.1K → IRLTF
8	$61,424	$252.83	$34,794	$7,437.78	+$26.6K → IRLTF
9	$65,850	$126.94	$49,926	$13,461.60	+$15.9K → IRLTF
10← crossover	$70,523	$63.59	$78,550	$26,227.70	$8.0K → MCD

IRLTF vs MCD: Complete Analysis 2026

IRLTF — Stock

Bally’s Intralot SA engages in the gaming organizations across geographies, flexible, stable and secure gaming products and services. It operates through the following geographical segments: European Union, Other Europe, America, and Other Countries. The European Union segment includes Greece, Italy, Malta, Cyprus, Poland, Luxembourg, Spain, United Kingdom, Netherland, Romania, Bulgaria, Germany, Slovakia and Republic of Ireland. The Other Europe segment consists of Russia, Moldova and Croatia. The America segment comprises of USA, Peru, Brazil, Argentina, Mexico, Jamaica, Chile, Colombia, Guatemala, Dominican Republic, Suriname, Uruguay, Curacao and St. Lucia. The Other Countries covers Australia, New Zealand, China, South Africa, Turkey, South Korea, Lebanon, Egypt, Azerbaijan, Taiwan and Morocco. The company was founded by Sokratis Peter Kokkalis in 1992 and is headquartered in Athens, Greece.

Full IRLTF Calculator →

MCD — Consumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.