HomeCompareIRMTF vs GBDC

IRMTF vs GBDC: Dividend Comparison 2026

IRMTF yields 1.51% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.83M in total portfolio value
10 years
IRMTF
IRMTF
● Live price
1.51%
Share price
$33.24
Annual div
$0.50
5Y div CAGR
14.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.6K
Annual income
$728.42
Full IRMTF calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — IRMTF vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRMTFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRMTF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRMTF pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRMTF
Annual income on $10K today (after 15% tax)
$128.26/yr
After 10yr DRIP, annual income (after tax)
$619.16/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,982,504.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRMTF + GBDC for your $10,000?

IRMTF: 50%GBDC: 50%
100% GBDC50/50100% IRMTF
Portfolio after 10yr
$10.44M
Annual income
$8,225,731.13/yr
Blended yield
78.81%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

IRMTF
No analyst data
Altman Z
2.8
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRMTF buys
0
GBDC buys
0
No recent congressional trades found for IRMTF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRMTFGBDC
Forward yield1.51%11.86%
Annual dividend / share$0.50$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.8%51.1%
Portfolio after 10y$24.6K$20.85M
Annual income after 10y$728.42$16,450,733.83
Total dividends collected$3.9K$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: IRMTF vs GBDC ($10,000, DRIP)

YearIRMTF PortfolioIRMTF Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$10,873$173.23$12,492$1,791.70$1.6KGBDC
2$11,836$202.08$16,527$3,160.58$4.7KGBDC
3$12,901$236.02$23,588$5,904.90$10.7KGBDC
4$14,080$276.00$37,141$11,901.65$23.1KGBDC
5$15,389$323.18$66,205$26,463.38$50.8KGBDC
6$16,845$378.97$137,452$66,612.65$120.6KGBDC
7$18,469$445.08$342,372$195,298.53$323.9KGBDC
8$20,286$523.56$1,053,292$686,954.33$1.03MGBDC
9$22,323$616.97$4,111,439$2,984,416.95$4.09MGBDC
10$24,614$728.42$20,849,974$16,450,733.83$20.83MGBDC

IRMTF vs GBDC: Complete Analysis 2026

IRMTFStock

Information Services Corporation provides registry and information management services for public data and records in Canada. It operates through three segments: Registry Operations, Services, and Technology Solutions. The company provides land titles registry services that issues titles to land and registers transactions affecting titles; land surveys services, which registers land survey plans and creates a representation of Saskatchewan land parcels in the cadastral parcel mapping system; and geomatics services that manages geographic data in relation to the cadastral parcel mapping system. It also offers personal property registry services in which security interests and other interests in personal property are registered; and corporate registry for registering business corporations, non-profit corporations, co-operatives, sole proprietorships, partnerships, and business names. In addition, the company provides nationwide search, business name registration, and corporate filing services; corporate minute books, corporate seals/embossers, by-laws and share certificates, and rubber and self-inking stamps; Know-Your-Customer and collateral management services; and public records search services, which includes corporate profiles, business name, NUANS, PPSA, security, and real estate searches, as well as birth, death, and marriage certificate searches. Further, it offers security searches for present and historical information relating to debts and liabilities, pending and potential lawsuits, bankruptcy, liens, judgments, and sales of assets; recovery solutions that aids in facilitating and coordinating asset recovery; and RegSys, a multi-register platform. The company was formerly known as Saskatchewan Land Information Services Corporation and changed its name to Information Services Corporation in November 2000. Information Services Corporation was founded in 2000 and is headquartered in Regina, Canada.

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GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.