HomeCompareIROC vs ARCC

IROC vs ARCC: Dividend Comparison 2026

IROC yields 5.07% · ARCC yields 10.82%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IROC wins by $3.4K in total portfolio value· pulled ahead in Year 3
10 years
IROC
IROC
● Live price
5.07%
Share price
$50.25
Annual div
$2.55
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.9K
Annual income
$701.54
Full IROC calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — IROC vs ARCC

📍 IROC pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIROCARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IROC + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IROC pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IROC
Annual income on $10K today (after 15% tax)
$431.12/yr
After 10yr DRIP, annual income (after tax)
$596.31/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, IROC beats the other by $595.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IROC + ARCC for your $10,000?

IROC: 50%ARCC: 50%
100% ARCC50/50100% IROC
Portfolio after 10yr
$26.2K
Annual income
$351.35/yr
Blended yield
1.34%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

IROC
No analyst data
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IROC buys
0
ARCC buys
0
No recent congressional trades found for IROC or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIROCARCC
Forward yield5.07%10.82%
Annual dividend / share$2.55$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-50%
Portfolio after 10y$27.9K$24.5K
Annual income after 10y$701.54$1.16
Total dividends collected$6.1K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: IROC vs ARCC ($10,000, DRIP)

YearIROC PortfolioIROC Income/yrARCC PortfolioARCC Income/yrGap
1$11,207$507.20$11,381$541.15$174.00ARCC
2$12,523$531.25$12,621$284.08$98.00ARCC
3← crossover$13,954$554.78$13,827$145.31+$127.00IROC
4$15,509$577.75$15,062$73.43+$447.00IROC
5$17,195$600.11$16,364$36.89+$831.00IROC
6$19,020$621.81$17,757$18.49+$1.3KIROC
7$20,994$642.82$19,258$9.25+$1.7KIROC
8$23,127$663.13$20,880$4.63+$2.2KIROC
9$25,429$682.70$22,636$2.32+$2.8KIROC
10$27,910$701.54$24,539$1.16+$3.4KIROC

IROC vs ARCC: Complete Analysis 2026

IROCStock

Invesco Rochester High Yield Municipal ETF (fund) is an actively managed exchange-traded fund (ETF) that seeks current income exempt from federal income tax. The fund seeks to achieve its investment objective by investing, under normal market conditions, at least 75% of its net assets in higher yielding municipal securities, specifically medium-and-lower grade municipal securities. The fund will normally maintain a weighted average portfolio duration of less than 7.5 years.Effective February 24, 2025, The Fund will invest at least 75% of its total assets in low-to medium-quality municipal securities. The Fund’s name will change to “Invesco Rochester High Yield Municipal ETF.” As a result of this change, the Fund will also change its ticker to “IROC.”Effective July 1, 2025 through June 30, 2026, Invesco Capital Management LLC (the “Adviser”) will voluntarily waive 100% of its management fee, 0.39%, for the Fund. The Net Expense Ratio for the Fund through June 30, 2026 is 0.00%.

Full IROC Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
📬

Get this IROC vs ARCC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IROC vs SCHDIROC vs JEPIIROC vs OIROC vs KOIROC vs MAINIROC vs HTGCIROC vs GBDCIROC vs ORCC

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.