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IROC vs QYLD: Dividend Comparison 2026

IROC yields 5.07% · QYLD yields 11.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IROC wins by $2.5K in total portfolio value
10 years
IROC
IROC
● Live price
5.07%
Share price
$50.25
Annual div
$2.55
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.9K
Annual income
$701.54
Full IROC calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — IROC vs QYLD

📍 IROC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIROCQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IROC + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IROC pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IROC
Annual income on $10K today (after 15% tax)
$431.12/yr
After 10yr DRIP, annual income (after tax)
$596.31/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,214.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IROC + QYLD for your $10,000?

IROC: 50%QYLD: 50%
100% QYLD50/50100% IROC
Portfolio after 10yr
$26.7K
Annual income
$3,180.43/yr
Blended yield
11.93%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IROC buys
0
QYLD buys
0
No recent congressional trades found for IROC or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIROCQYLD
Forward yield5.07%11.92%
Annual dividend / share$2.55$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.9K$25.4K
Annual income after 10y$701.54$5,659.31
Total dividends collected$6.1K$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: IROC vs QYLD ($10,000, DRIP)

YearIROC PortfolioIROC Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$11,207$507.20$10,352$1,192.36+$855.00IROC
2$12,523$531.25$10,830$1,347.57+$1.7KIROC
3$13,954$554.78$11,460$1,539.07+$2.5KIROC
4$15,509$577.75$12,275$1,777.84+$3.2KIROC
5$17,195$600.11$13,323$2,078.95+$3.9KIROC
6$19,020$621.81$14,667$2,463.34+$4.4KIROC
7$20,994$642.82$16,396$2,960.57+$4.6KIROC
8$23,127$663.13$18,631$3,612.97+$4.5KIROC
9$25,429$682.70$21,548$4,482.15+$3.9KIROC
10$27,910$701.54$25,398$5,659.31+$2.5KIROC

IROC vs QYLD: Complete Analysis 2026

IROCStock

Invesco Rochester High Yield Municipal ETF (fund) is an actively managed exchange-traded fund (ETF) that seeks current income exempt from federal income tax. The fund seeks to achieve its investment objective by investing, under normal market conditions, at least 75% of its net assets in higher yielding municipal securities, specifically medium-and-lower grade municipal securities. The fund will normally maintain a weighted average portfolio duration of less than 7.5 years.Effective February 24, 2025, The Fund will invest at least 75% of its total assets in low-to medium-quality municipal securities. The Fund’s name will change to “Invesco Rochester High Yield Municipal ETF.” As a result of this change, the Fund will also change its ticker to “IROC.”Effective July 1, 2025 through June 30, 2026, Invesco Capital Management LLC (the “Adviser”) will voluntarily waive 100% of its management fee, 0.39%, for the Fund. The Net Expense Ratio for the Fund through June 30, 2026 is 0.00%.

Full IROC Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.