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IRT vs AWK: Dividend Comparison 2026

IRT yields 4.59% · AWK yields 2.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 AWK wins by $122.6K in total portfolio value· pulled ahead in Year 3
10 years
IRT
IRT
● Live price
4.59%
Share price
$14.81
Annual div
$0.68
5Y div CAGR
10.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.3K
Annual income
$1,914.49
Full IRT calculator →
AWK
AWK
● Live price
2.38%
Share price
$138.82
Annual div
$3.31
5Y div CAGR
51%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$155.8K
Annual income
$66,620.44
Full AWK calculator →

Portfolio growth — IRT vs AWK

📍 AWK pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRTAWK
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRT + AWK cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRT pays
AWK pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRT
Annual income on $10K today (after 15% tax)
$390.28/yr
After 10yr DRIP, annual income (after tax)
$1,627.32/yr
AWK
Annual income on $10K today (after 15% tax)
$202.67/yr
After 10yr DRIP, annual income (after tax)
$56,627.37/yr
At 15% tax rate, AWK beats the other by $55,000.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRT + AWK for your $10,000?

IRT: 50%AWK: 50%
100% AWK50/50100% IRT
Portfolio after 10yr
$94.5K
Annual income
$34,267.46/yr
Blended yield
36.25%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on IRT right now

IRT
Analyst Ratings
19
Buy
8
Hold
Consensus: Buy
Price Target
$20.08
+35.6% upside vs current
Range: $18.00 — $22.00
Altman Z
0.7
Piotroski
6/9
AWK
Analyst Ratings
13
Buy
14
Hold
2
Sell
Consensus: Hold
Price Target
$139.50
+0.5% upside vs current
Range: $122.00 — $149.00
Altman Z
1.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRT buys
0
AWK buys
0
No recent congressional trades found for IRT or AWK in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRTAWK
Forward yield4.59%2.38%
Annual dividend / share$0.68$3.31
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR10.1%51%
Portfolio after 10y$33.3K$155.8K
Annual income after 10y$1,914.49$66,620.44
Total dividends collected$10.7K$126.3K
Payment frequencyquarterlyquarterly
SectorREITUtilities
Analyst consensusBuyHold
Analyst price target$20.08$139.50

Year-by-year: IRT vs AWK ($10,000, DRIP)

YearIRT PortfolioIRT Income/yrAWK PortfolioAWK Income/yrGap
1$11,206$505.52$11,060$360.04+$146.00IRT
2$12,573$582.88$12,396$561.96+$177.00IRT
3← crossover$14,126$672.95$14,153$888.85$27.00AWK
4$15,893$777.98$16,576$1,432.10$683.00AWK
5$17,906$900.64$20,103$2,366.98$2.2KAWK
6$20,203$1,044.12$25,561$4,051.13$5.4KAWK
7$22,830$1,212.23$34,620$7,269.30$11.8KAWK
8$25,837$1,409.50$50,937$13,894.06$25.1KAWK
9$29,287$1,641.41$83,352$28,849.18$54.1KAWK
10$33,252$1,914.49$155,807$66,620.44$122.6KAWK

IRT vs AWK: Complete Analysis 2026

IRTREIT

Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multifamily apartment properties across non-gateway U.S. markets, including Atlanta, Louisville, Memphis, and Raleigh. IRT's investment strategy is focused on gaining scale within key amenity rich submarkets that offer good school districts, high-quality retail and major employment centers. IRT aims to provide stockholders attractive risk-adjusted returns through diligent portfolio management, strong operational performance, and a consistent return on capital through distributions and capital appreciation.

Full IRT Calculator →

AWKUtilities

American Water Works Company, Inc., through its subsidiaries, provides water and wastewater services in the United States. It offers water and wastewater services to approximately 1,700 communities in 14 states serving approximately 3.4 million active customers. The company serves residential customers; commercial customers, including food and beverage providers, commercial property developers and proprietors, and energy suppliers; fire service and private fire customers; industrial customers, such as large-scale manufacturers, mining, and production operations; public authorities comprising government buildings and other public sector facilities, such as schools and universities; and other utilities and community water and wastewater systems. It also provides water and wastewater services on various military installations; and undertakes contracts with municipal customers, primarily to operate and manage water and wastewater facilities, as well as offers other related services. In addition, the company operates approximately 80 surface water treatment plants; 480 groundwater treatment plants; 160 wastewater treatment plants; 52,500 miles of transmission, distribution, and collection mains and pipes; 1,100 groundwater wells; 1,700 water and wastewater pumping stations; 1,300 treated water storage facilities; and 76 dams. It serves approximately 14 million people with drinking water, wastewater, and other related services in 24 states. American Water Works Company, Inc. was founded in 1886 and is headquartered in Camden, New Jersey.

Full AWK Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.