HomeCompareIRT vs CHUY

IRT vs CHUY: Dividend Comparison 2026

IRT yields 4.59% · CHUY yields 5.34%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IRT wins by $4.8K in total portfolio value· pulled ahead in Year 3
10 years
IRT
IRT
● Live price
4.59%
Share price
$14.81
Annual div
$0.68
5Y div CAGR
10.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.3K
Annual income
$1,914.49
Full IRT calculator →
CHUY
CHUY
● Live price
5.34%
Share price
$37.48
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.4K
Annual income
$750.40
Full CHUY calculator →

Portfolio growth — IRT vs CHUY

📍 IRT pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRTCHUY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRT + CHUY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRT pays
CHUY pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRT
Annual income on $10K today (after 15% tax)
$390.28/yr
After 10yr DRIP, annual income (after tax)
$1,627.32/yr
CHUY
Annual income on $10K today (after 15% tax)
$453.58/yr
After 10yr DRIP, annual income (after tax)
$637.84/yr
At 15% tax rate, IRT beats the other by $989.48/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of IRT + CHUY for your $10,000?

IRT: 50%CHUY: 50%
100% CHUY50/50100% IRT
Portfolio after 10yr
$30.8K
Annual income
$1,332.44/yr
Blended yield
4.32%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on IRT right now

IRT
Analyst Ratings
19
Buy
8
Hold
Consensus: Buy
Price Target
$20.08
+35.6% upside vs current
Range: $18.00 — $22.00
Altman Z
0.7
Piotroski
6/9
CHUY
Analyst Ratings
2
Buy
15
Hold
Consensus: Hold
Price Target
$39.25
+4.7% upside vs current
Range: $32.00 — $60.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRT buys
0
CHUY buys
0
No recent congressional trades found for IRT or CHUY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRTCHUY
Forward yield4.59%5.34%
Annual dividend / share$0.68$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR10.1%0%
Portfolio after 10y$33.3K$28.4K
Annual income after 10y$1,914.49$750.40
Total dividends collected$10.7K$6.5K
Payment frequencyquarterlyquarterly
SectorREITStock
Analyst consensusBuyHold
Analyst price target$20.08$39.25

Year-by-year: IRT vs CHUY ($10,000, DRIP)

YearIRT PortfolioIRT Income/yrCHUY PortfolioCHUY Income/yrGap
1$11,206$505.52$11,234$533.62$28.00CHUY
2$12,573$582.88$12,580$560.23$7.00CHUY
3← crossover$14,126$672.95$14,047$586.34+$79.00IRT
4$15,893$777.98$15,642$611.88+$251.00IRT
5$17,906$900.64$17,374$636.79+$532.00IRT
6$20,203$1,044.12$19,251$661.02+$952.00IRT
7$22,830$1,212.23$21,283$684.52+$1.5KIRT
8$25,837$1,409.50$23,481$707.27+$2.4KIRT
9$29,287$1,641.41$25,853$729.24+$3.4KIRT
10$33,252$1,914.49$28,414$750.40+$4.8KIRT

IRT vs CHUY: Complete Analysis 2026

IRTREIT

Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multifamily apartment properties across non-gateway U.S. markets, including Atlanta, Louisville, Memphis, and Raleigh. IRT's investment strategy is focused on gaining scale within key amenity rich submarkets that offer good school districts, high-quality retail and major employment centers. IRT aims to provide stockholders attractive risk-adjusted returns through diligent portfolio management, strong operational performance, and a consistent return on capital through distributions and capital appreciation.

Full IRT Calculator →

CHUYStock

Chuy's Holdings, Inc., through its subsidiaries, owns and operates full-service restaurants under the Chuy's name in the United States. As of December 26, 2021, it operated 96 restaurants in 17 states, including the Southeastern and Midwestern United States. The company was founded in 1982 and is headquartered in Austin, Texas.

Full CHUY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.