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IRT vs EV: Dividend Comparison 2026

IRT yields 4.59% · EV yields 1.99%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IRT wins by $10.6K in total portfolio value
10 years
IRT
IRT
● Live price
4.59%
Share price
$14.81
Annual div
$0.68
5Y div CAGR
10.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.3K
Annual income
$1,914.49
Full IRT calculator →
EV
EV
● Live price
1.99%
Share price
$21.85
Annual div
$0.44
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.6K
Annual income
$226.73
Full EV calculator →

Portfolio growth — IRT vs EV

📍 IRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRTEV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRT + EV cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRT pays
EV pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRT
Annual income on $10K today (after 15% tax)
$390.28/yr
After 10yr DRIP, annual income (after tax)
$1,627.32/yr
EV
Annual income on $10K today (after 15% tax)
$169.42/yr
After 10yr DRIP, annual income (after tax)
$192.72/yr
At 15% tax rate, IRT beats the other by $1,434.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRT + EV for your $10,000?

IRT: 50%EV: 50%
100% EV50/50100% IRT
Portfolio after 10yr
$27.9K
Annual income
$1,070.61/yr
Blended yield
3.83%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on IRT right now

IRT
Analyst Ratings
19
Buy
8
Hold
Consensus: Buy
Price Target
$20.08
+35.6% upside vs current
Range: $18.00 — $22.00
Altman Z
0.7
Piotroski
6/9
EV
Analyst Ratings
4
Buy
14
Hold
2
Sell
Consensus: Hold
Price Target
$13.50
-38.2% upside vs current
Range: $12.00 — $15.00
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRT buys
0
EV buys
0
No recent congressional trades found for IRT or EV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRTEV
Forward yield4.59%1.99%
Annual dividend / share$0.68$0.44
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR10.1%0%
Portfolio after 10y$33.3K$22.6K
Annual income after 10y$1,914.49$226.73
Total dividends collected$10.7K$2.1K
Payment frequencyquarterlyquarterly
SectorREITStock
Analyst consensusBuyHold
Analyst price target$20.08$13.50

Year-by-year: IRT vs EV ($10,000, DRIP)

YearIRT PortfolioIRT Income/yrEV PortfolioEV Income/yrGap
1← crossover$11,206$505.52$10,899$199.31+$307.00IRT
2$12,573$582.88$11,865$203.03+$708.00IRT
3$14,126$672.95$12,902$206.56+$1.2KIRT
4$15,893$777.98$14,016$209.92+$1.9KIRT
5$17,906$900.64$15,210$213.11+$2.7KIRT
6$20,203$1,044.12$16,491$216.14+$3.7KIRT
7$22,830$1,212.23$17,864$219.01+$5.0KIRT
8$25,837$1,409.50$19,336$221.73+$6.5KIRT
9$29,287$1,641.41$20,914$224.30+$8.4KIRT
10$33,252$1,914.49$22,605$226.73+$10.6KIRT

IRT vs EV: Complete Analysis 2026

IRTREIT

Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multifamily apartment properties across non-gateway U.S. markets, including Atlanta, Louisville, Memphis, and Raleigh. IRT's investment strategy is focused on gaining scale within key amenity rich submarkets that offer good school districts, high-quality retail and major employment centers. IRT aims to provide stockholders attractive risk-adjusted returns through diligent portfolio management, strong operational performance, and a consistent return on capital through distributions and capital appreciation.

Full IRT Calculator →

EVStock

The fund will invest at least 80% of its assets in companies that derive at least 50% of its revenue from the battery recycling and production business and/or devotes at least 50% of its assets to the battery recycling and production business. The fund is non-diversified.

Full EV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.