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IRT vs FMC: Dividend Comparison 2026

IRT yields 4.59% · FMC yields 10.83%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FMC wins by $505.8K in total portfolio value
10 years
IRT
IRT
● Live price
4.59%
Share price
$14.81
Annual div
$0.68
5Y div CAGR
10.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.3K
Annual income
$1,914.49
Full IRT calculator →
FMC
FMC
● Live price
10.83%
Share price
$16.81
Annual div
$1.82
5Y div CAGR
32.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$539.1K
Annual income
$253,934.84
Full FMC calculator →

Portfolio growth — IRT vs FMC

📍 FMC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRTFMC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRT + FMC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRT pays
FMC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRT
Annual income on $10K today (after 15% tax)
$390.28/yr
After 10yr DRIP, annual income (after tax)
$1,627.32/yr
FMC
Annual income on $10K today (after 15% tax)
$920.29/yr
After 10yr DRIP, annual income (after tax)
$215,844.61/yr
At 15% tax rate, FMC beats the other by $214,217.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRT + FMC for your $10,000?

IRT: 50%FMC: 50%
100% FMC50/50100% IRT
Portfolio after 10yr
$286.2K
Annual income
$127,924.66/yr
Blended yield
44.70%
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Analyst Conviction Gap

Where Wall Street is split right now

IRT
Analyst Ratings
19
Buy
8
Hold
Consensus: Buy
Price Target
$20.08
+35.6% upside vs current
Range: $18.00 — $22.00
Altman Z
0.7
Piotroski
6/9
FMC
Analyst Ratings
20
Buy
21
Hold
1
Sell
Consensus: Hold
Price Target
$19.07
+13.4% upside vs current
Range: $13.00 — $43.00
Altman Z
1.2
Piotroski
3/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRT buys
0
FMC buys
0
No recent congressional trades found for IRT or FMC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRTFMC
Forward yield4.59%10.83%
Annual dividend / share$0.68$1.82
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR10.1%32.1%
Portfolio after 10y$33.3K$539.1K
Annual income after 10y$1,914.49$253,934.84
Total dividends collected$10.7K$482.2K
Payment frequencyquarterlyquarterly
SectorREITMaterials
Analyst consensusBuyHold
Analyst price target$20.08$19.07

Year-by-year: IRT vs FMC ($10,000, DRIP)

YearIRT PortfolioIRT Income/yrFMC PortfolioFMC Income/yrGap
1← crossover$11,206$505.52$12,130$1,430.23$924.00FMC
2$12,573$582.88$15,121$2,141.88$2.5KFMC
3$14,126$672.95$19,476$3,296.34$5.3KFMC
4$15,893$777.98$26,081$5,241.61$10.2KFMC
5$17,906$900.64$36,572$8,665.76$18.7KFMC
6$20,203$1,044.12$54,135$15,002.21$33.9KFMC
7$22,830$1,212.23$85,340$27,415.51$62.5KFMC
8$25,837$1,409.50$144,670$53,356.89$118.8KFMC
9$29,287$1,641.41$266,468$111,670.41$237.2KFMC
10$33,252$1,914.49$539,055$253,934.84$505.8KFMC

IRT vs FMC: Complete Analysis 2026

IRTREIT

Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multifamily apartment properties across non-gateway U.S. markets, including Atlanta, Louisville, Memphis, and Raleigh. IRT's investment strategy is focused on gaining scale within key amenity rich submarkets that offer good school districts, high-quality retail and major employment centers. IRT aims to provide stockholders attractive risk-adjusted returns through diligent portfolio management, strong operational performance, and a consistent return on capital through distributions and capital appreciation.

Full IRT Calculator →

FMCMaterials

FMC Corporation, an agricultural sciences company, provides crop protection, plant health, and professional pest and turf management products. It develops, markets, and sells crop protection chemicals that include insecticides, herbicides, and fungicides; and biologicals, crop nutrition, and seed treatment products, which are used in agriculture to enhance crop yield and quality by controlling a range of insects, weeds, and diseases, as well as in non-agricultural markets for pest control. The company markets its products through its own sales organization and through alliance partners, independent distributors, and sales representatives. It operates in North America, Latin America, Europe, the Middle East, Africa, and Asia. FMC Corporation was founded in 1883 and is headquartered in Philadelphia, Pennsylvania.

Full FMC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.