HomeCompareIRT vs LNT

IRT vs LNT: Dividend Comparison 2026

IRT yields 4.59% · LNT yields 2.88%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 LNT wins by $25.9K in total portfolio value· pulled ahead in Year 4
10 years
IRT
IRT
● Live price
4.59%
Share price
$14.81
Annual div
$0.68
5Y div CAGR
10.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.3K
Annual income
$1,914.49
Full IRT calculator →
LNT
LNT
● Live price
2.88%
Share price
$71.49
Annual div
$2.06
5Y div CAGR
33.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$59.1K
Annual income
$12,391.88
Full LNT calculator →

Portfolio growth — IRT vs LNT

📍 LNT pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRTLNT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRT + LNT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRT pays
LNT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRT
Annual income on $10K today (after 15% tax)
$390.28/yr
After 10yr DRIP, annual income (after tax)
$1,627.32/yr
LNT
Annual income on $10K today (after 15% tax)
$244.63/yr
After 10yr DRIP, annual income (after tax)
$10,533.10/yr
At 15% tax rate, LNT beats the other by $8,905.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRT + LNT for your $10,000?

IRT: 50%LNT: 50%
100% LNT50/50100% IRT
Portfolio after 10yr
$46.2K
Annual income
$7,153.18/yr
Blended yield
15.48%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on IRT right now

IRT
Analyst Ratings
19
Buy
8
Hold
Consensus: Buy
Price Target
$20.08
+35.6% upside vs current
Range: $18.00 — $22.00
Altman Z
0.7
Piotroski
6/9
LNT
Analyst Ratings
12
Buy
11
Hold
Consensus: Buy
Price Target
$74.57
+4.3% upside vs current
Range: $67.00 — $78.00
Altman Z
1.1
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRT buys
0
LNT buys
9
PoliticianChamberTickerTypeAmountDate
Lisa McClain🏢 House$LNT▼ Sell$1,001 - $15,0002025-08-13
Lisa McClain🏢 House$LNT▲ Buy$1,001 - $15,0002025-08-04
Lois Frankel🏢 House$LNT▼ Sell$1,001 - $15,0002023-09-08
Lois Frankel🏢 House$LNT▲ Buy$1,001 - $15,0002023-01-31
Diana Harshbarger🏢 House$LNT▼ Sell$1,001 - $15,0002022-07-22
Diana Harshbarger🏢 House$LNT▼ Sell$1,001 - $15,0002022-07-22
Diana Harshbarger🏢 House$LNT▼ Sell$1,001 - $15,0002022-07-22
Tom Cole🏢 House$LNT▼ Sell$15,001 - $50,0002022-05-25
Diana Harshbarger🏢 House$LNT▼ Sell$1,001 - $15,0002022-05-12
Diana Harshbarger🏢 House$LNT▼ Sell$1,001 - $15,0002022-05-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRTLNT
Forward yield4.59%2.88%
Annual dividend / share$0.68$2.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR10.1%33.6%
Portfolio after 10y$33.3K$59.1K
Annual income after 10y$1,914.49$12,391.88
Total dividends collected$10.7K$34.5K
Payment frequencyquarterlyquarterly
SectorREITUtilities
Analyst consensusBuyBuy
Analyst price target$20.08$74.57

Year-by-year: IRT vs LNT ($10,000, DRIP)

YearIRT PortfolioIRT Income/yrLNT PortfolioLNT Income/yrGap
1$11,206$505.52$11,085$384.50+$121.00IRT
2$12,573$582.88$12,393$532.16+$180.00IRT
3$14,126$672.95$14,003$742.86+$123.00IRT
4← crossover$15,893$777.98$16,031$1,048.06$138.00LNT
5$17,906$900.64$18,652$1,498.16$746.00LNT
6$20,203$1,044.12$22,133$2,176.35$1.9KLNT
7$22,830$1,212.23$26,908$3,224.68$4.1KLNT
8$25,837$1,409.50$33,686$4,894.78$7.8KLNT
9$29,287$1,641.41$43,695$7,651.20$14.4KLNT
10$33,252$1,914.49$59,146$12,391.88$25.9KLNT

IRT vs LNT: Complete Analysis 2026

IRTREIT

Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multifamily apartment properties across non-gateway U.S. markets, including Atlanta, Louisville, Memphis, and Raleigh. IRT's investment strategy is focused on gaining scale within key amenity rich submarkets that offer good school districts, high-quality retail and major employment centers. IRT aims to provide stockholders attractive risk-adjusted returns through diligent portfolio management, strong operational performance, and a consistent return on capital through distributions and capital appreciation.

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LNTUtilities

Alliant Energy Corporation operates as a utility holding company that provides regulated electricity and natural gas services. It operates through three segments: Utility Electric Operations, Utility Gas Operations, and Utility Other. The company, through its subsidiary, Interstate Power and Light Company (IPL), primarily generates and distributes electricity, and distributes and transports natural gas to retail customers in Iowa; sells electricity to wholesale customers in Minnesota, Illinois, and Iowa; and generates and distributes steam in Cedar Rapids, Iowa. Alliant Energy Corporation, through its other subsidiary, Wisconsin Power and Light Company (WPL), generates and distributes electricity, and distributes and transports natural gas to retail customers in Wisconsin; and sells electricity to wholesale customers in Wisconsin. As of December 31, 2021, IPL supplied electric and natural gas service to approximately 500,000 and 225,000 retail customers respectively; and WPL supplied electric and natural gas service to approximately 485,000 and 200,000 retail customers, respectively. It serves retail customers in the farming, agriculture, industrial manufacturing, chemical, and packaging and food industries. In addition, the company owns and operates a short-line rail freight service in Iowa; a barge, rail, and truck freight terminal on the Mississippi River; and a rail-served warehouse in Iowa, as well as offers freight brokerage services. Further, it holds interests in a 347 megawatt (MW) natural gas-fired electric generating unit near Sheboygan Falls, Wisconsin; and a 225 MW wind farm located in Oklahoma. The company was incorporated in 1981 and is headquartered in Madison, Wisconsin.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.