HomeCompareIRT vs MDLZ

IRT vs MDLZ: Dividend Comparison 2026

IRT yields 4.59% · MDLZ yields 3.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MDLZ wins by $1.51M in total portfolio value
10 years
IRT
IRT
● Live price
4.59%
Share price
$14.81
Annual div
$0.68
5Y div CAGR
10.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.3K
Annual income
$1,914.49
Full IRT calculator →
MDLZ
MDLZ
● Live price
3.33%
Share price
$58.25
Annual div
$1.94
5Y div CAGR
63.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.55M
Annual income
$1,087,665.09
Full MDLZ calculator →

Portfolio growth — IRT vs MDLZ

📍 MDLZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRTMDLZ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRT + MDLZ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRT pays
MDLZ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRT
Annual income on $10K today (after 15% tax)
$390.28/yr
After 10yr DRIP, annual income (after tax)
$1,627.32/yr
MDLZ
Annual income on $10K today (after 15% tax)
$283.09/yr
After 10yr DRIP, annual income (after tax)
$924,515.33/yr
At 15% tax rate, MDLZ beats the other by $922,888.01/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of IRT + MDLZ for your $10,000?

IRT: 50%MDLZ: 50%
100% MDLZ50/50100% IRT
Portfolio after 10yr
$790.1K
Annual income
$544,789.79/yr
Blended yield
68.95%
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Analyst Conviction Gap

Where Wall Street is most bullish on MDLZ right now

IRT
Analyst Ratings
19
Buy
8
Hold
Consensus: Buy
Price Target
$20.08
+35.6% upside vs current
Range: $18.00 — $22.00
Altman Z
0.7
Piotroski
6/9
MDLZ
Analyst Ratings
31
Buy
8
Hold
2
Sell
Consensus: Buy
Price Target
$66.46
+14.1% upside vs current
Range: $61.00 — $73.00
Altman Z
2.3
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRT buys
4
MDLZ buys
0
PoliticianChamberTickerTypeAmountDate
Gilbert Cisneros🏢 House$IRT▲ Buy$1,001 - $15,0002026-01-15
Josh Gottheimer🏢 House$IRT▲ Buy$1,001 - $15,0002025-09-22
Josh Gottheimer🏢 House$IRT▼ Sell$1,001 - $15,0002025-07-16
Lisa McClain🏢 House$IRT▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$IRT▲ Buy$1,001 - $15,0002025-06-11
Josh Gottheimer🏢 House$IRT▲ Buy$1,001 - $15,0002024-09-09
Daniel Goldman🏢 House$IRT▼ Sell$1,001 - $15,0002023-07-12
John Thune🏛 Senate$IRT▼ Sell$15,001 - $50,0002022-05-05
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRTMDLZ
Forward yield4.59%3.33%
Annual dividend / share$0.68$1.94
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR10.1%63.9%
Portfolio after 10y$33.3K$1.55M
Annual income after 10y$1,914.49$1,087,665.09
Total dividends collected$10.7K$1.48M
Payment frequencyquarterlyquarterly
SectorREITConsumer Staples
Analyst consensusBuyBuy
Analyst price target$20.08$66.46

Year-by-year: IRT vs MDLZ ($10,000, DRIP)

YearIRT PortfolioIRT Income/yrMDLZ PortfolioMDLZ Income/yrGap
1← crossover$11,206$505.52$11,246$545.86$40.00MDLZ
2$12,573$582.88$12,973$940.31$400.00MDLZ
3$14,126$672.95$15,543$1,661.61$1.4KMDLZ
4$15,893$777.98$19,681$3,049.36$3.8KMDLZ
5$17,906$900.64$26,972$5,914.28$9.1KMDLZ
6$20,203$1,044.12$41,276$12,415.97$21.1KMDLZ
7$22,830$1,212.23$73,270$29,104.38$50.4KMDLZ
8$25,837$1,409.50$157,536$79,136.79$131.7KMDLZ
9$29,287$1,641.41$429,194$260,630.79$399.9KMDLZ
10$33,252$1,914.49$1,546,903$1,087,665.09$1.51MMDLZ

IRT vs MDLZ: Complete Analysis 2026

IRTREIT

Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multifamily apartment properties across non-gateway U.S. markets, including Atlanta, Louisville, Memphis, and Raleigh. IRT's investment strategy is focused on gaining scale within key amenity rich submarkets that offer good school districts, high-quality retail and major employment centers. IRT aims to provide stockholders attractive risk-adjusted returns through diligent portfolio management, strong operational performance, and a consistent return on capital through distributions and capital appreciation.

Full IRT Calculator →

MDLZConsumer Staples

Mondelez International, Inc., through its subsidiaries, manufactures, markets, and sells snack food and beverage products in the Latin America, North America, Asia, the Middle East, Africa, and Europe. It provides biscuits, including cookies, crackers, and salted snacks; chocolates; and gums and candies, as well as various cheese and grocery, and powdered beverage products. The company's snack brand portfolio includes Cadbury, Milka, and Toblerone chocolates; Oreo, belVita, and LU biscuits; Halls candies; Trident gums; and Tang powdered beverages. It serves supermarket chains, wholesalers, supercenters, club stores, mass merchandisers, distributors, convenience stores, gasoline stations, drug stores, value stores, and other retail food outlets through direct store delivery, company-owned and satellite warehouses, third party distributors, and other facilities, as well as through independent sales offices and agents, and e-commerce channels. The company was formerly known as Kraft Foods Inc. and changed its name to Mondelez International, Inc. in October 2012. Mondelez International, Inc. was incorporated in 2000 and is headquartered in Chicago, Illinois.

Full MDLZ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.