HomeCompareIRT vs OBDC

IRT vs OBDC: Dividend Comparison 2026

IRT yields 4.59% · OBDC yields 13.59%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 OBDC wins by $488.6K in total portfolio value
10 years
IRT
IRT
● Live price
4.59%
Share price
$14.81
Annual div
$0.68
5Y div CAGR
10.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.3K
Annual income
$1,914.49
Full IRT calculator →
OBDC
OBDC
● Live price
13.59%
Share price
$10.89
Annual div
$1.48
5Y div CAGR
27.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$521.9K
Annual income
$228,401.19
Full OBDC calculator →

Portfolio growth — IRT vs OBDC

📍 OBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRTOBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRT + OBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRT pays
OBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRT
Annual income on $10K today (after 15% tax)
$390.28/yr
After 10yr DRIP, annual income (after tax)
$1,627.32/yr
OBDC
Annual income on $10K today (after 15% tax)
$1,155.19/yr
After 10yr DRIP, annual income (after tax)
$194,141.01/yr
At 15% tax rate, OBDC beats the other by $192,513.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRT + OBDC for your $10,000?

IRT: 50%OBDC: 50%
100% OBDC50/50100% IRT
Portfolio after 10yr
$277.6K
Annual income
$115,157.83/yr
Blended yield
41.49%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on IRT right now

IRT
Analyst Ratings
19
Buy
8
Hold
Consensus: Buy
Price Target
$20.08
+35.6% upside vs current
Range: $18.00 — $22.00
Altman Z
0.7
Piotroski
6/9
OBDC
Analyst Ratings
10
Buy
3
Hold
Consensus: Buy
Price Target
$14.33
+31.6% upside vs current
Range: $14.00 — $15.00
Altman Z
0.6
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRT buys
0
OBDC buys
0
No recent congressional trades found for IRT or OBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRTOBDC
Forward yield4.59%13.59%
Annual dividend / share$0.68$1.48
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR10.1%27.4%
Portfolio after 10y$33.3K$521.9K
Annual income after 10y$1,914.49$228,401.19
Total dividends collected$10.7K$462.2K
Payment frequencyquarterlyquarterly
SectorREITBDC
Analyst consensusBuyBuy
Analyst price target$20.08$14.33

Year-by-year: IRT vs OBDC ($10,000, DRIP)

YearIRT PortfolioIRT Income/yrOBDC PortfolioOBDC Income/yrGap
1← crossover$11,206$505.52$12,431$1,731.42$1.2KOBDC
2$12,573$582.88$15,864$2,562.77$3.3KOBDC
3$14,126$672.95$20,869$3,894.02$6.7KOBDC
4$15,893$777.98$28,429$6,099.02$12.5KOBDC
5$17,906$900.64$40,311$9,892.45$22.4KOBDC
6$20,203$1,044.12$59,835$16,701.58$39.6KOBDC
7$22,830$1,212.23$93,540$29,516.82$70.7KOBDC
8$25,837$1,409.50$155,029$54,941.36$129.2KOBDC
9$29,287$1,641.41$274,299$108,418.00$245.0KOBDC
10$33,252$1,914.49$521,901$228,401.19$488.6KOBDC

IRT vs OBDC: Complete Analysis 2026

IRTREIT

Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multifamily apartment properties across non-gateway U.S. markets, including Atlanta, Louisville, Memphis, and Raleigh. IRT's investment strategy is focused on gaining scale within key amenity rich submarkets that offer good school districts, high-quality retail and major employment centers. IRT aims to provide stockholders attractive risk-adjusted returns through diligent portfolio management, strong operational performance, and a consistent return on capital through distributions and capital appreciation.

Full IRT Calculator →

OBDCBDC

Owl Rock Capital Corporation is a business development company. The fund makes investments in senior secured or unsecured loans, subordinated loans or mezzanine loans and also considers equity-related securities including warrants and preferred stocks also pursues preferred equity investments and common equity investments. Within private equity, it seeks to invest in growth, acquisitions, market or product expansion, refinancings and recapitalizations. It seeks to invest in middle market companies based in the United States, with EBITDA between $10 million and $250 million annually and/or annual revenue of $50 million and $2.5 billion at the time of investment.

Full OBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.