HomeCompareIRT vs SRE

IRT vs SRE: Dividend Comparison 2026

IRT yields 4.59% · SRE yields 2.68%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IRT wins by $6.4K in total portfolio value
10 years
IRT
IRT
● Live price
4.59%
Share price
$14.81
Annual div
$0.68
5Y div CAGR
10.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.3K
Annual income
$1,914.49
Full IRT calculator →
SRE
SRE
● Live price
2.68%
Share price
$96.58
Annual div
$2.59
5Y div CAGR
10.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.8K
Annual income
$925.13
Full SRE calculator →

Portfolio growth — IRT vs SRE

📍 IRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRTSRE
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRT + SRE cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRT pays
SRE pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRT
Annual income on $10K today (after 15% tax)
$390.28/yr
After 10yr DRIP, annual income (after tax)
$1,627.32/yr
SRE
Annual income on $10K today (after 15% tax)
$228.17/yr
After 10yr DRIP, annual income (after tax)
$786.36/yr
At 15% tax rate, IRT beats the other by $840.96/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of IRT + SRE for your $10,000?

IRT: 50%SRE: 50%
100% SRE50/50100% IRT
Portfolio after 10yr
$30.0K
Annual income
$1,419.81/yr
Blended yield
4.73%
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Analyst Conviction Gap

Where Wall Street is most bullish on SRE right now

IRT
Analyst Ratings
19
Buy
8
Hold
Consensus: Buy
Price Target
$20.08
+35.6% upside vs current
Range: $18.00 — $22.00
Altman Z
0.7
Piotroski
6/9
SRE
Analyst Ratings
1
Strong
19
Buy
5
Hold
Consensus: Buy
Price Target
$100.88
+4.5% upside vs current
Range: $89.00 — $112.00
Altman Z
1.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRT buys
0
SRE buys
0
No recent congressional trades found for IRT or SRE in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRTSRE
Forward yield4.59%2.68%
Annual dividend / share$0.68$2.59
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR10.1%10.1%
Portfolio after 10y$33.3K$26.8K
Annual income after 10y$1,914.49$925.13
Total dividends collected$10.7K$5.6K
Payment frequencyquarterlyquarterly
SectorREITUtilities
Analyst consensusBuyBuy
Analyst price target$20.08$100.88

Year-by-year: IRT vs SRE ($10,000, DRIP)

YearIRT PortfolioIRT Income/yrSRE PortfolioSRE Income/yrGap
1← crossover$11,206$505.52$10,996$295.54+$210.00IRT
2$12,573$582.88$12,100$334.38+$473.00IRT
3$14,126$672.95$13,325$378.61+$801.00IRT
4$15,893$777.98$14,687$429.05+$1.2KIRT
5$17,906$900.64$16,202$486.59+$1.7KIRT
6$20,203$1,044.12$17,888$552.33+$2.3KIRT
7$22,830$1,212.23$19,768$627.49+$3.1KIRT
8$25,837$1,409.50$21,865$713.51+$4.0KIRT
9$29,287$1,641.41$24,208$812.08+$5.1KIRT
10$33,252$1,914.49$26,827$925.13+$6.4KIRT

IRT vs SRE: Complete Analysis 2026

IRTREIT

Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multifamily apartment properties across non-gateway U.S. markets, including Atlanta, Louisville, Memphis, and Raleigh. IRT's investment strategy is focused on gaining scale within key amenity rich submarkets that offer good school districts, high-quality retail and major employment centers. IRT aims to provide stockholders attractive risk-adjusted returns through diligent portfolio management, strong operational performance, and a consistent return on capital through distributions and capital appreciation.

Full IRT Calculator →

SREUtilities

Sempra operates as an energy-services holding company in the United States and internationally. The company's San Diego Gas & Electric Company segment provides electric services; and supplies natural gas. It offers electric services to approximately 3.6 million population and natural gas services to approximately 3.3 million population that covers 4,100 square miles. Its Southern California Gas Company segment owns and operates a natural gas distribution, transmission, and storage system that supplies natural gas to a population of approximately 22 million covering an area of 24,000 square miles. The company's Sempra Texas Utilities segment engages in the regulated transmission and distribution of electricity serving 3.8 million homes and businesses, and operation of 140,000 miles of transmission and distribution lines. Its transmission system includes 18,249 circuit miles of transmission lines, a total of 1,174 transmission and distribution substations, and interconnection to 130 third-party generation facilities totaling 45,403 megawatts. The company was formerly known as Sempra Energy and changed its name to Sempra in July 2021. Sempra was founded in 1998 and is headquartered in San Diego, California.

Full SRE Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.