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ISBC vs MCD: Dividend Comparison 2026

ISBC yields 21.83% · MCD yields 2.34%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ISBC wins by $116771762.55M in total portfolio value
10 years
ISBC
ISBC
● Live price
21.83%
Share price
$13.87
Annual div
$3.03
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$116771762.63M
Annual income
$115,752,943,300,661.28
Full ISBC calculator →
MCD
McDonald's Corporation
● Live price
2.34%
Share price
$310.79
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$25,833.37
Full MCD calculator →

Portfolio growth — ISBC vs MCD

📍 ISBC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodISBCMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ISBC + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ISBC pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ISBC
Annual income on $10K today (after 15% tax)
$1,855.20/yr
After 10yr DRIP, annual income (after tax)
$98,390,001,805,562.10/yr
MCD
Annual income on $10K today (after 15% tax)
$198.56/yr
After 10yr DRIP, annual income (after tax)
$21,958.36/yr
At 15% tax rate, ISBC beats the other by $98,390,001,783,603.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ISBC + MCD for your $10,000?

ISBC: 50%MCD: 50%
100% MCD50/50100% ISBC
Portfolio after 10yr
$58385881.35M
Annual income
$57,876,471,663,247.33/yr
Blended yield
99.13%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

ISBC
Analyst Ratings
10
Buy
8
Hold
Consensus: Buy
Altman Z
0.9
Piotroski
6/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+13.2% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ISBC buys
0
MCD buys
0
No recent congressional trades found for ISBC or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricISBCMCD
Forward yield21.83%2.34%
Annual dividend / share$3.03$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%42.3%
Portfolio after 10y$116771762.63M$77.7K
Annual income after 10y$115,752,943,300,661.28$25,833.37
Total dividends collected$116704072.98M$57.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusBuyBuy

Year-by-year: ISBC vs MCD ($10,000, DRIP)

YearISBC PortfolioISBC Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$15,065$4,365.19$10,812$332.41+$4.3KISBC
2$28,412$12,292.02$11,819$488.02+$16.6KISBC
3$73,731$43,330.47$13,111$724.37+$60.6KISBC
4$289,072$210,180.23$14,832$1,091.05+$274.2KISBC
5$1,849,568$1,540,260.93$17,219$1,675.85+$1.83MISBC
6$20,399,656$18,420,617.67$20,688$2,641.85+$20.38MISBC
7$401,582,049$379,754,416.90$25,990$4,309.70+$401.56MISBC
8$14,403,041,597$13,973,348,804.96$34,590$7,351.77+$14403.01MISBC
9$952,167,596,512$936,756,342,002.87$49,535$13,285.25+$952167.55MISBC
10$116,771,762,628,929$115,752,943,300,661.28$77,746$25,833.37+$116771762.55MISBC

ISBC vs MCD: Complete Analysis 2026

ISBCStock

Investors Bancorp, Inc. operates as the bank holding company for Investors Bank that provides various banking products and services to individuals and businesses in the United States. Its deposit products include savings, checking, and money market accounts. The company's loan portfolio comprises multi-family, commercial real estate, commercial and industrial, and construction loans; one-to four-family residential mortgage loans secured by one-to four-family residential real estate; and consumer and other loans primarily consisting of home equity loans, and home equity lines of credit, as well as various life insurance products. As of December 31, 2021, it operated through a network of 154 branches in New Jersey, New York, and Pennsylvania. Investors Bancorp, Inc. was founded in 1926 and is headquartered in Short Hills, New Jersey.

Full ISBC Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.