HomeCompareISNPY vs BTI

ISNPY vs BTI: Dividend Comparison 2026

ISNPY yields 6.70% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ISNPY wins by $34237.35M in total portfolio value
10 years
ISNPY
ISNPY
● Live price
6.70%
Share price
$36.56
Annual div
$2.45
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34237.39M
Annual income
$33,283,266,274.42
Full ISNPY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — ISNPY vs BTI

📍 ISNPY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodISNPYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ISNPY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ISNPY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ISNPY
Annual income on $10K today (after 15% tax)
$569.61/yr
After 10yr DRIP, annual income (after tax)
$28,290,776,333.26/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, ISNPY beats the other by $28,290,773,964.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ISNPY + BTI for your $10,000?

ISNPY: 50%BTI: 50%
100% BTI50/50100% ISNPY
Portfolio after 10yr
$17118.71M
Annual income
$16,641,634,530.53/yr
Blended yield
97.21%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

ISNPY
Analyst Ratings
6
Buy
2
Hold
Consensus: Buy
Altman Z
0.1
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ISNPY buys
1
BTI buys
0
PoliticianChamberTickerTypeAmountDate
Bruce Westerman🏢 House$ISNPY▼ Sell$1,001 - $15,0002025-04-21
Bruce Westerman🏢 House$ISNPY▲ Buy$1,001 - $15,0002025-03-03
Daniel Goldman🏢 House$ISNPY▼ Sell$50,001 - $100,0002023-07-10
Greg Gianforte🏢 House$ISNPY▼ Sell$1,001 - $15,0002020-11-13
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricISNPYBTI
Forward yield6.70%5.38%
Annual dividend / share$2.45$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$34237.39M$37.7K
Annual income after 10y$33,283,266,274.42$2,786.64
Total dividends collected$34171.69M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: ISNPY vs BTI ($10,000, DRIP)

YearISNPY PortfolioISNPY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$12,040$1,340.26$11,299$598.92+$741.00ISNPY
2$15,899$3,016.28$12,794$703.91+$3.1KISNPY
3$24,457$7,444.95$14,518$829.07+$9.9KISNPY
4$47,575$21,406.05$16,513$978.64+$31.1KISNPY
5$128,737$77,831.72$18,827$1,157.84+$109.9KISNPY
6$531,413$393,663.81$21,518$1,373.12+$509.9KISNPY
7$3,605,992$3,037,380.30$24,657$1,632.46+$3.58MISNPY
8$42,383,014$38,524,602.87$28,329$1,945.74+$42.35MISNPY
9$891,702,706$846,352,881.02$32,637$2,325.33+$891.67MISNPY
10$34,237,388,170$33,283,266,274.42$37,708$2,786.64+$34237.35MISNPY

ISNPY vs BTI: Complete Analysis 2026

ISNPYStock

Intesa Sanpaolo S.p.A. provides various financial products and services primarily in Italy. It operates through six segments Banca dei Territori, IMI Corporate & Investment Banking, International Subsidiary Banks, Asset Management, Private Banking, and Insurance. The company offers lending and deposit products; corporate, investment banking, and public finance services; industrial credit, factoring, and leasing services; asset management solutions; life and non-life insurance products; and bancassurance and pension fund, and fiduciary services. It also provides consumer credit and E-money; wealth management and private banking services. The company serves individuals, small and medium-sized businesses, non-profit organizations, corporates and financial institutions, public administration, private clients and high net worth individuals, institutional clientele, and other customers. Intesa Sanpaolo S.p.A. is headquartered in Turin, Italy.

Full ISNPY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this ISNPY vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ISNPY vs SCHDISNPY vs JEPIISNPY vs OISNPY vs KOISNPY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.