HomeCompareISNPY vs GBDC

ISNPY vs GBDC: Dividend Comparison 2026

ISNPY yields 6.70% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ISNPY wins by $34216.54M in total portfolio value· pulled ahead in Year 3
10 years
ISNPY
ISNPY
● Live price
6.70%
Share price
$36.56
Annual div
$2.45
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34237.39M
Annual income
$33,283,266,274.42
Full ISNPY calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — ISNPY vs GBDC

📍 ISNPY pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodISNPYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ISNPY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ISNPY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ISNPY
Annual income on $10K today (after 15% tax)
$569.61/yr
After 10yr DRIP, annual income (after tax)
$28,290,776,333.26/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, ISNPY beats the other by $28,276,793,209.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ISNPY + GBDC for your $10,000?

ISNPY: 50%GBDC: 50%
100% GBDC50/50100% ISNPY
Portfolio after 10yr
$17129.12M
Annual income
$16,649,858,504.13/yr
Blended yield
97.20%
📊

Analyst Conviction Gap

Where Wall Street is split right now

ISNPY
Analyst Ratings
6
Buy
2
Hold
Consensus: Buy
Altman Z
0.1
Piotroski
4/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ISNPY buys
0
GBDC buys
0
No recent congressional trades found for ISNPY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricISNPYGBDC
Forward yield6.70%11.86%
Annual dividend / share$2.45$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.1%
Portfolio after 10y$34237.39M$20.85M
Annual income after 10y$33,283,266,274.42$16,450,733.83
Total dividends collected$34171.69M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: ISNPY vs GBDC ($10,000, DRIP)

YearISNPY PortfolioISNPY Income/yrGBDC PortfolioGBDC Income/yrGap
1$12,040$1,340.26$12,492$1,791.70$452.00GBDC
2$15,899$3,016.28$16,527$3,160.58$628.00GBDC
3← crossover$24,457$7,444.95$23,588$5,904.90+$869.00ISNPY
4$47,575$21,406.05$37,141$11,901.65+$10.4KISNPY
5$128,737$77,831.72$66,205$26,463.38+$62.5KISNPY
6$531,413$393,663.81$137,452$66,612.65+$394.0KISNPY
7$3,605,992$3,037,380.30$342,372$195,298.53+$3.26MISNPY
8$42,383,014$38,524,602.87$1,053,292$686,954.33+$41.33MISNPY
9$891,702,706$846,352,881.02$4,111,439$2,984,416.95+$887.59MISNPY
10$34,237,388,170$33,283,266,274.42$20,849,974$16,450,733.83+$34216.54MISNPY

ISNPY vs GBDC: Complete Analysis 2026

ISNPYStock

Intesa Sanpaolo S.p.A. provides various financial products and services primarily in Italy. It operates through six segments Banca dei Territori, IMI Corporate & Investment Banking, International Subsidiary Banks, Asset Management, Private Banking, and Insurance. The company offers lending and deposit products; corporate, investment banking, and public finance services; industrial credit, factoring, and leasing services; asset management solutions; life and non-life insurance products; and bancassurance and pension fund, and fiduciary services. It also provides consumer credit and E-money; wealth management and private banking services. The company serves individuals, small and medium-sized businesses, non-profit organizations, corporates and financial institutions, public administration, private clients and high net worth individuals, institutional clientele, and other customers. Intesa Sanpaolo S.p.A. is headquartered in Turin, Italy.

Full ISNPY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.