Home › Compare › IVTJF vs BTI

IVTJF vs BTI: Dividend Comparison 2026

IVTJF yields 6.75% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IVTJF wins by $196.6K in total portfolio value
10 years
IVTJF
IVTJF
● Live price
6.75%
Share price
$7.49
Annual div
$0.51
5Y div CAGR
34.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$234.3K
Annual income
$93,971.18
Full IVTJF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — IVTJF vs BTI

📍 IVTJF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIVTJFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IVTJF + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IVTJF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IVTJF
Annual income on $10K today (after 15% tax)
$573.71/yr
After 10yr DRIP, annual income (after tax)
$79,875.50/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, IVTJF beats the other by $77,506.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IVTJF + BTI for your $10,000?

IVTJF: 50%BTI: 50%
100% BTI50/50100% IVTJF
Portfolio after 10yr
$136.0K
Annual income
$48,378.91/yr
Blended yield
35.57%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

IVTJF
No analyst data
Altman Z
0.4
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IVTJF buys
0
BTI buys
0
No recent congressional trades found for IVTJF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIVTJFBTI
Forward yield6.75% ✓5.38%
Annual dividend / share$0.51$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR34.6% ✓11.3%
Portfolio after 10y$234.3K ✓$37.7K
Annual income after 10y$93,971.18 ✓$2,786.64
Total dividends collected$196.3K ✓$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: IVTJF vs BTI ($10,000, DRIP)

YearIVTJF PortfolioIVTJF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,608$908.49$11,299$598.92+$309.00 → IVTJF
2$13,748$1,326.65$12,794$703.91+$954.00 → IVTJF
3$16,686$1,976.39$14,518$829.07+$2.2K → IVTJF
4$20,872$3,017.64$16,513$978.64+$4.4K → IVTJF
5$27,081$4,748.22$18,827$1,157.84+$8.3K → IVTJF
6$36,727$7,749.91$21,518$1,373.12+$15.2K → IVTJF
7$52,519$13,221.24$24,657$1,632.46+$27.9K → IVTJF
8$79,978$23,782.94$28,329$1,945.74+$51.6K → IVTJF
9$131,137$45,559.81$32,637$2,325.33+$98.5K → IVTJF
10$234,287$93,971.18$37,708$2,786.64+$196.6K → IVTJF

IVTJF vs BTI: Complete Analysis 2026

IVTJF — Stock

Investec Group provides various financial products and services in the United Kingdom South Africa, and internationally. The company offers wealth and investment products and services, including portfolio management, discretionary wealth management, financial planning, stockbroking/execution, pensions and retirement, and investment advisory services for private clients, charities, pension funds and trusts. It also provides specialist banking products and services comprising private banking products, such as lending, savings, foreign exchange, private capital, and transactional banking services; corporate and investment banking products, including lending, advisory, hedging, cash deposits and savings, and equity placement services to government, institutions, corporates, and intermediaries. Investec Group was founded in 1974 and is based in Sandton, South Africa.

Full IVTJF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this IVTJF vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IVTJF vs SCHDIVTJF vs JEPIIVTJF vs OIVTJF vs KOIVTJF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.