Is IYSYX or XYLD a better dividend investment in 2026?

IYSYX currently yields 1.53% with a 5% 5-year dividend growth rate. XYLD yields 10.93% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between IYSYX and XYLD?

IYSYX has a forward dividend yield of 1.53% ($0.31/share annually). XYLD yields 10.93% ($4.30/share annually). The yield gap is 9.40 percentage points.

Home › Compare › IYSYX vs XYLD

IYSYX vs XYLD: Dividend Comparison 2026

IYSYX yields 1.53% · XYLD yields 10.93%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $3.3K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

IYSYX

● Live price

1.53%

Share price

$20.01

Annual div

$0.31

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.9K

Annual income

$168.43

Full IYSYX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.93%

Share price

$39.31

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$3,189.45

Full XYLD calculator →

Portfolio growth — IYSYX vs XYLD

📍 XYLD pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IYSYX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, IYSYX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IYSYX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IYSYX

Annual income on $10K today (after 15% tax)

$129.69/yr

After 10yr DRIP, annual income (after tax)

$143.17/yr

XYLD

Annual income on $10K today (after 15% tax)

$929.36/yr

After 10yr DRIP, annual income (after tax)

$2,711.03/yr

At 15% tax rate, XYLD beats the other by $2,567.87/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IYSYX + XYLD for your $10,000?

IYSYX: 50%XYLD: 50%

100% XYLD50/50100% IYSYX

Portfolio after 10yr

$23.5K

Annual income

$1,678.94/yr

Blended yield

7.14%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IYSYX buys

XYLD buys

No recent congressional trades found for IYSYX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIYSYXXYLD

Forward yield	1.53%	10.93% ✓
Annual dividend / share	$0.31	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.9K	$25.1K ✓
Annual income after 10y	$168.43	$3,189.45 ✓
Total dividends collected	$1.6K	$19.4K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IYSYX vs XYLD ($10,000, DRIP)

Year	IYSYX Portfolio	IYSYX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,853	$152.58	$10,813	$1,093.36	+$40.00 → IYSYX
2	$11,767	$154.75	$11,727	$1,216.35	+$40.00 → IYSYX
3← crossover	$12,748	$156.82	$12,756	$1,357.11	$8.00 → XYLD
4	$13,799	$158.77	$13,917	$1,518.69	$118.00 → XYLD
5	$14,925	$160.62	$15,232	$1,704.71	$307.00 → XYLD
6	$16,132	$162.37	$16,725	$1,919.54	$593.00 → XYLD
7	$17,426	$164.02	$18,425	$2,168.40	$999.00 → XYLD
8	$18,811	$165.57	$20,367	$2,457.63	$1.6K → XYLD
9	$20,295	$167.04	$22,592	$2,794.87	$2.3K → XYLD
10	$21,884	$168.43	$25,149	$3,189.45	$3.3K → XYLD

IYSYX vs XYLD: Complete Analysis 2026

IYSYX — Stock

The investment seeks to provide capital appreciation. The fund invests primarily in various types of equity securities of small- and mid-capitalization companies that the manager believes have the greatest potential for capital appreciation. At least 80% of the fund's net assets will be invested in common stocks of small- and mid-capitalization companies. Small-capitalization companies typically are companies with market capitalizations similar to those of issuers included in the Russell 2500TM Index at the time of purchase and mid-capitalization companies are those within the market capitalization range of the Russell Midcap® Index at the time of purchase.

Full IYSYX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this IYSYX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IYSYX vs SCHD IYSYX vs JEPI IYSYX vs O IYSYX vs KO IYSYX vs MAIN IYSYX vs QYLD IYSYX vs JEPQ IYSYX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.