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JAPAF vs BTI: Dividend Comparison 2026

JAPAF yields 3.96% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JAPAF wins by $33.3K in total portfolio value· pulled ahead in Year 3
10 years
JAPAF
JAPAF
● Live price
3.96%
Share price
$34.98
Annual div
$1.38
5Y div CAGR
30.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$71.1K
Annual income
$16,089.51
Full JAPAF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — JAPAF vs BTI

📍 JAPAF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJAPAFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JAPAF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JAPAF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JAPAF
Annual income on $10K today (after 15% tax)
$336.50/yr
After 10yr DRIP, annual income (after tax)
$13,676.08/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, JAPAF beats the other by $11,307.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JAPAF + BTI for your $10,000?

JAPAF: 50%BTI: 50%
100% BTI50/50100% JAPAF
Portfolio after 10yr
$54.4K
Annual income
$9,438.08/yr
Blended yield
17.36%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

JAPAF
No analyst data
Altman Z
2.9
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JAPAF buys
0
BTI buys
0
No recent congressional trades found for JAPAF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJAPAFBTI
Forward yield3.96%5.38%
Annual dividend / share$1.38$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.7%11.3%
Portfolio after 10y$71.1K$37.7K
Annual income after 10y$16,089.51$2,786.64
Total dividends collected$44.9K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: JAPAF vs BTI ($10,000, DRIP)

YearJAPAF PortfolioJAPAF Income/yrBTI PortfolioBTI Income/yrGap
1$11,217$517.42$11,299$598.92$82.00BTI
2$12,712$708.96$12,794$703.91$82.00BTI
3← crossover$14,583$981.35$14,518$829.07+$65.00JAPAF
4$16,979$1,375.17$16,513$978.64+$466.00JAPAF
5$20,123$1,955.74$18,827$1,157.84+$1.3KJAPAF
6$24,363$2,831.33$21,518$1,373.12+$2.8KJAPAF
7$30,255$4,187.16$24,657$1,632.46+$5.6KJAPAF
8$38,725$6,351.65$28,329$1,945.74+$10.4KJAPAF
9$51,366$9,930.38$32,637$2,325.33+$18.7KJAPAF
10$71,051$16,089.51$37,708$2,786.64+$33.3KJAPAF

JAPAF vs BTI: Complete Analysis 2026

JAPAFStock

Japan Tobacco Inc., a tobacco company, manufactures and sells tobacco products, prescription drugs, and processed foods in Japan and internationally. The company operates through four segments: Domestic Tobacco, International Tobacco, Pharmaceutical, and Processed Food. It offers tobacco products, such as cigarettes, cigars, pipe tobacco, oral tobacco, waterpipe tobacco, kretek, and fine cut products under the Winston, Camel, MEVIUS, and LD brands. The company also provides reduced-risk products, including tobacco-infused vapor and heated tobacco products, E-Vapor products, etc. under the Ploom, Logic, Ploom TECH, Ploom TECH+, and Ploom S brands. In addition, it researches and develops, manufactures, and sells prescription drugs for the therapeutic areas, such as cardiovascular, renal and metabolism, immunology, and neuroscience. Further, the company provides staple food products, such as frozen noodles and okonomiyaki, and frozen and packed cooked rice; ambient processed foods; bakery products; and seasonings, including yeast extracts and oyster sauce. Japan Tobacco Inc. was founded in 1898 and is headquartered in Tokyo, Japan.

Full JAPAF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.