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JAPAY vs MO: Dividend Comparison 2026

JAPAY yields 2.85% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $9.3K in total portfolio value· pulled ahead in Year 9
10 years
JAPAY
JAPAY
● Live price
2.85%
Share price
$19.11
Annual div
$0.54
5Y div CAGR
36.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$70.8K
Annual income
$17,784.52
Full JAPAY calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — JAPAY vs MO

📍 MO pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJAPAYMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, JAPAY + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JAPAY pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JAPAY
Annual income on $10K today (after 15% tax)
$242.46/yr
After 10yr DRIP, annual income (after tax)
$15,116.84/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $10,518.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JAPAY + MO for your $10,000?

JAPAY: 50%MO: 50%
100% MO50/50100% JAPAY
Portfolio after 10yr
$75.5K
Annual income
$23,971.84/yr
Blended yield
31.76%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

JAPAY
Analyst Ratings
1
Sell
Consensus: Sell
Price Target
$17.00
-11.0% upside vs current
Range: $17.00 — $17.00
Altman Z
3.0
Piotroski
8/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JAPAY buys
0
MO buys
0
No recent congressional trades found for JAPAY or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJAPAYMO
Forward yield2.85%6.36%
Annual dividend / share$0.54$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.9%22.6%
Portfolio after 10y$70.8K$80.1K
Annual income after 10y$17,784.52$30,159.17
Total dividends collected$45.4K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusSellBuy
Analyst price target$17.00$61.25

Year-by-year: JAPAY vs MO ($10,000, DRIP)

YearJAPAY PortfolioJAPAY Income/yrMO PortfolioMO Income/yrGap
1$11,091$390.50$10,570$780.30+$521.00JAPAY
2$12,421$554.11$11,381$1,032.90+$1.0KJAPAY
3$14,084$793.99$12,535$1,392.73+$1.5KJAPAY
4$16,222$1,151.91$14,193$1,920.91+$2.0KJAPAY
5$19,055$1,697.51$16,618$2,723.68+$2.4KJAPAY
6$22,940$2,551.15$20,263$3,993.80+$2.7KJAPAY
7$28,476$3,929.52$25,936$6,098.36+$2.5KJAPAY
8$36,710$6,240.70$35,166$9,775.01+$1.5KJAPAY
9← crossover$49,573$10,293.42$51,026$16,597.78$1.5KMO
10$70,827$17,784.52$80,113$30,159.17$9.3KMO

JAPAY vs MO: Complete Analysis 2026

JAPAYStock

Japan Tobacco Inc., a tobacco company, manufactures and sells tobacco products, prescription drugs, and processed foods in Japan and internationally. The company operates through four segments: Domestic Tobacco, International Tobacco, Pharmaceutical, and Processed Food. It offers tobacco products, such as cigarettes, cigars, pipe tobacco, oral tobacco, waterpipe tobacco, kretek, and fine cut products under the Winston, Camel, MEVIUS, and LD brands. The company also provides reduced-risk products, including tobacco-infused vapor and heated tobacco products, E-Vapor products, etc. under the Ploom, Logic, Ploom TECH, Ploom TECH+, and Ploom S brands. In addition, it researches and develops, manufactures, and sells prescription drugs for the therapeutic areas, such as cardiovascular, renal and metabolism, immunology, and neuroscience. Further, the company provides staple food products, such as frozen noodles and okonomiyaki, and frozen and packed cooked rice; ambient processed foods; bakery products; and seasonings, including yeast extracts and oyster sauce. Japan Tobacco Inc. was founded in 1898 and is headquartered in Tokyo, Japan.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.