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JAPAY vs PM: Dividend Comparison 2026

JAPAY yields 2.85% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JAPAY wins by $21.2K in total portfolio value· pulled ahead in Year 8
10 years
JAPAY
JAPAY
● Live price
2.85%
Share price
$19.11
Annual div
$0.54
5Y div CAGR
36.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$70.8K
Annual income
$17,784.52
Full JAPAY calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — JAPAY vs PM

📍 JAPAY pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJAPAYPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JAPAY + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JAPAY pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JAPAY
Annual income on $10K today (after 15% tax)
$242.46/yr
After 10yr DRIP, annual income (after tax)
$15,116.84/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, JAPAY beats the other by $12,998.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JAPAY + PM for your $10,000?

JAPAY: 50%PM: 50%
100% PM50/50100% JAPAY
Portfolio after 10yr
$60.2K
Annual income
$10,138.27/yr
Blended yield
16.84%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

JAPAY
Analyst Ratings
1
Sell
Consensus: Sell
Price Target
$17.00
-11.0% upside vs current
Range: $17.00 — $17.00
Altman Z
3.0
Piotroski
8/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JAPAY buys
0
PM buys
0
No recent congressional trades found for JAPAY or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJAPAYPM
Forward yield2.85%3.48%
Annual dividend / share$0.54$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.9%17.2%
Portfolio after 10y$70.8K$49.6K
Annual income after 10y$17,784.52$2,492.02
Total dividends collected$45.4K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusSellBuy
Analyst price target$17.00$194.30

Year-by-year: JAPAY vs PM ($10,000, DRIP)

YearJAPAY PortfolioJAPAY Income/yrPM PortfolioPM Income/yrGap
1$11,091$390.50$11,648$408.29$557.00PM
2$12,421$554.11$13,589$495.90$1.2KPM
3$14,084$793.99$15,877$603.21$1.8KPM
4$16,222$1,151.91$18,580$734.88$2.4KPM
5$19,055$1,697.51$21,781$896.75$2.7KPM
6$22,940$2,551.15$25,578$1,096.12$2.6KPM
7$28,476$3,929.52$30,092$1,342.17$1.6KPM
8← crossover$36,710$6,240.70$35,470$1,646.46+$1.2KJAPAY
9$49,573$10,293.42$41,892$2,023.58+$7.7KJAPAY
10$70,827$17,784.52$49,578$2,492.02+$21.2KJAPAY

JAPAY vs PM: Complete Analysis 2026

JAPAYStock

Japan Tobacco Inc., a tobacco company, manufactures and sells tobacco products, prescription drugs, and processed foods in Japan and internationally. The company operates through four segments: Domestic Tobacco, International Tobacco, Pharmaceutical, and Processed Food. It offers tobacco products, such as cigarettes, cigars, pipe tobacco, oral tobacco, waterpipe tobacco, kretek, and fine cut products under the Winston, Camel, MEVIUS, and LD brands. The company also provides reduced-risk products, including tobacco-infused vapor and heated tobacco products, E-Vapor products, etc. under the Ploom, Logic, Ploom TECH, Ploom TECH+, and Ploom S brands. In addition, it researches and develops, manufactures, and sells prescription drugs for the therapeutic areas, such as cardiovascular, renal and metabolism, immunology, and neuroscience. Further, the company provides staple food products, such as frozen noodles and okonomiyaki, and frozen and packed cooked rice; ambient processed foods; bakery products; and seasonings, including yeast extracts and oyster sauce. Japan Tobacco Inc. was founded in 1898 and is headquartered in Tokyo, Japan.

Full JAPAY Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.