Is JBTC or O a better dividend investment in 2026?

JBTC currently yields 3.24% with a 5% 5-year dividend growth rate. O yields 5.28% with 3.2% growth. The better choice depends on your goal: O offers higher current income.

What is the dividend yield difference between JBTC and O?

JBTC has a forward dividend yield of 3.24% ($1.14/share annually). O yields 5.28% ($3.23/share annually). The yield gap is 2.04 percentage points.

Home › Compare › JBTC vs O

JBTC vs O: Dividend Comparison 2026

JBTC yields 3.24% · O yields 5.28%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JBTC wins by $52.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JBTC

● Live price

3.24%

Share price

$35.18

Annual div

$1.14

5Y div CAGR

37.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$87.1K

Annual income

$24,909.15

Full JBTC calculator →

Realty Income Corporation

● Live price

5.28%

Share price

$61.15

Annual div

$3.23

5Y div CAGR

15.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.2K

Annual income

$5,102.74

Full O calculator →

Portfolio growth — JBTC vs O

📍 JBTC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JBTC	O
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JBTC + O cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JBTC pays

O pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JBTC

Annual income on $10K today (after 15% tax)

$275.44/yr

After 10yr DRIP, annual income (after tax)

$21,172.78/yr

Annual income on $10K today (after 15% tax)

$449.12/yr

After 10yr DRIP, annual income (after tax)

$4,337.33/yr

At 15% tax rate, JBTC beats the other by $16,835.45/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JBTC + O for your $10,000?

JBTC: 50%O: 50%

100% O50/50100% JBTC

Portfolio after 10yr

$60.6K

Annual income

$15,005.94/yr

Blended yield

24.74%

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Analyst Conviction Gap

Where Wall Street is most bullish on O right now

JBTC

No analyst data

Altman Z

0.3

Piotroski

6/9

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$64.00

+4.7% upside vs current

Range: $60.00 — $69.00

Altman Z

1.0

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JBTC buys

O buys

No recent congressional trades found for JBTC or O in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJBTCO

Forward yield	3.24%	5.28% ✓
Annual dividend / share	$1.14	$3.23 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	37.6% ✓	15.1%
Portfolio after 10y	$87.1K ✓	$34.2K
Annual income after 10y	$24,909.15 ✓	$5,102.74
Total dividends collected	$60.3K ✓	$20.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: JBTC vs O ($10,000, DRIP)

Year	JBTC Portfolio	JBTC Income/yr	O Portfolio	O Income/yr	Gap
1← crossover	$11,146	$445.89	$10,818	$608.16	+$328.00 → JBTC
2	$12,565	$639.11	$11,787	$741.68	+$778.00 → JBTC
3	$14,371	$926.55	$12,946	$911.00	+$1.4K → JBTC
4	$16,740	$1,362.79	$14,345	$1,127.94	+$2.4K → JBTC
5	$19,953	$2,041.38	$16,056	$1,409.05	+$3.9K → JBTC
6	$24,479	$3,129.07	$18,171	$1,777.83	+$6.3K → JBTC
7	$31,129	$4,936.63	$20,820	$2,268.21	+$10.3K → JBTC
8	$41,381	$8,073.07	$24,188	$2,929.90	+$17.2K → JBTC
9	$58,079	$13,800.97	$28,533	$3,837.11	+$29.5K → JBTC
10	$87,054	$24,909.15	$34,235	$5,102.74	+$52.8K → JBTC

JBTC vs O: Complete Analysis 2026

JBTC — Stock

JBT Bancorp Inc. operates as the holding company for Jonestown Bank and Trust Company that provides banking services in Pennsylvania. It offers personal and business checking and savings accounts. The company also provides business loans; home mortgages; and personal, auto, and home equity loans. In addition, it offers gift, reloadable, debit, and credit cards; certificates of deposit and individual retirement accounts; digital wallet, business solutions, overdraft coverage, autobook services; and online and mobile banking services. Further, the company provides young adult banking services; and -e-statements, night deposit and drop, coin and currency ordering, and debit card anti-fraud program services. JBT Bancorp Inc. was founded in 1873 and is based in Jonestown, Pennsylvania.

Full JBTC Calculator →

O — REIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.