HomeCompareJBTC vs SCHD

JBTC vs SCHD: Dividend Comparison 2026

JBTC yields 3.24% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JBTC wins by $58.0K in total portfolio value· pulled ahead in Year 3
10 years
JBTC
JBTC
● Live price
3.24%
Share price
$35.18
Annual div
$1.14
5Y div CAGR
37.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$87.1K
Annual income
$24,909.15
Full JBTC calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — JBTC vs SCHD

📍 JBTC pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJBTCSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JBTC + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JBTC pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JBTC
Annual income on $10K today (after 15% tax)
$275.44/yr
After 10yr DRIP, annual income (after tax)
$21,172.78/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, JBTC beats the other by $20,810.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JBTC + SCHD for your $10,000?

JBTC: 50%SCHD: 50%
100% SCHD50/50100% JBTC
Portfolio after 10yr
$58.0K
Annual income
$12,667.54/yr
Blended yield
21.83%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JBTC buys
0
SCHD buys
0
No recent congressional trades found for JBTC or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJBTCSCHD
Forward yield3.24%3.46%
Annual dividend / share$1.14$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR37.6%0%
Portfolio after 10y$87.1K$29.0K
Annual income after 10y$24,909.15$425.95
Total dividends collected$60.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: JBTC vs SCHD ($10,000, DRIP)

YearJBTC PortfolioJBTC Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,146$445.89$11,226$346.36$80.00SCHD
2$12,565$639.11$12,572$357.38$7.00SCHD
3← crossover$14,371$926.55$14,046$367.84+$325.00JBTC
4$16,740$1,362.79$15,660$377.73+$1.1KJBTC
5$19,953$2,041.38$17,425$387.07+$2.5KJBTC
6$24,479$3,129.07$19,354$395.86+$5.1KJBTC
7$31,129$4,936.63$21,461$404.13+$9.7KJBTC
8$41,381$8,073.07$23,762$411.89+$17.6KJBTC
9$58,079$13,800.97$26,272$419.15+$31.8KJBTC
10$87,054$24,909.15$29,010$425.95+$58.0KJBTC

JBTC vs SCHD: Complete Analysis 2026

JBTCStock

JBT Bancorp Inc. operates as the holding company for Jonestown Bank and Trust Company that provides banking services in Pennsylvania. It offers personal and business checking and savings accounts. The company also provides business loans; home mortgages; and personal, auto, and home equity loans. In addition, it offers gift, reloadable, debit, and credit cards; certificates of deposit and individual retirement accounts; digital wallet, business solutions, overdraft coverage, autobook services; and online and mobile banking services. Further, the company provides young adult banking services; and -e-statements, night deposit and drop, coin and currency ordering, and debit card anti-fraud program services. JBT Bancorp Inc. was founded in 1873 and is based in Jonestown, Pennsylvania.

Full JBTC Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.