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JCYGY vs GBDC: Dividend Comparison 2026

JCYGY yields 3.97% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.63M in total portfolio value
10 years
JCYGY
JCYGY
● Live price
3.97%
Share price
$52.87
Annual div
$2.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$149.1K
Annual income
$55,964.90
Full JCYGY calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — JCYGY vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJCYGYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JCYGY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JCYGY pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JCYGY
Annual income on $10K today (after 15% tax)
$337.62/yr
After 10yr DRIP, annual income (after tax)
$47,570.17/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,883,303.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JCYGY + GBDC for your $10,000?

JCYGY: 50%GBDC: 50%
100% GBDC50/50100% JCYGY
Portfolio after 10yr
$10.46M
Annual income
$8,222,614.15/yr
Blended yield
78.59%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

JCYGY
No analyst data
Altman Z
2.4
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JCYGY buys
0
GBDC buys
0
No recent congressional trades found for JCYGY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJCYGYGBDC
Forward yield3.97%11.85%
Annual dividend / share$2.10$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR40.4%51.1%
Portfolio after 10y$149.1K$20.78M
Annual income after 10y$55,964.90$16,389,263.41
Total dividends collected$118.1K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: JCYGY vs GBDC ($10,000, DRIP)

YearJCYGY PortfolioJCYGY Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,258$557.67$12,490$1,790.28$1.2KGBDC
2$12,869$823.78$16,522$3,157.73$3.7KGBDC
3$15,006$1,235.68$23,578$5,898.68$8.6KGBDC
4$17,947$1,890.57$37,115$11,886.75$19.2KGBDC
5$22,170$2,966.90$66,136$26,423.57$44.0KGBDC
6$28,531$4,809.10$137,257$66,491.44$108.7KGBDC
7$38,649$8,120.77$341,734$194,868.54$303.1KGBDC
8$55,789$14,434.46$1,050,788$685,133.02$995.0KGBDC
9$87,034$27,339.64$4,099,314$2,974,971.01$4.01MGBDC
10$149,091$55,964.90$20,775,530$16,389,263.41$20.63MGBDC

JCYGY vs GBDC: Complete Analysis 2026

JCYGYStock

Jardine Cycle & Carriage Limited, an investment holding company, engages in the automotive, financial services, heavy equipment, mining, construction and energy, agribusiness, infrastructure and logistics, information technology, and property businesses in Indonesia and internationally. The company produces, distributes, retails, and aftersales services of motor vehicles, as well as manufactures and distributes automotive components; manufactures, assembles, distributes, and owns dealership networks for Toyota, Daihatsu, Isuzu, Peugeot, and UD Trucks, as well as Honda motorcycles; and manufactures and retails BMW vehicles, and owns the Lexus cars dealership. It also offers financial services, such as financing for motorcycles, cars, heavy equipment, insurance protection for individual and commercial customers, lending products to retail consumers, and digital payment solutions. In addition, the company supplies heavy equipment and provides aftersales services for various sectors, including mining, plantation, construction, and forestry; distributes Komatsu, UD, SCANIA, Bomag, and Tadano heavy equipment; and owns and operates thermal and metallurgical coal, gold, and thermal power assets, as well as operates in the construction and renewable energy sectors. Further, it cultivates, harvests, and processes palm oil; develops and manages toll roads; provides printing and digital services solutions; and distributes FUJIFILM business products, as well as develops office and residential buildings. The company was formerly known as Cycle & Carriage Ltd. and changed its name to Jardine Cycle & Carriage Limited in 2004. The company was founded in 1899 and is based in Singapore. Jardine Cycle & Carriage Limited is a subsidiary of Jardine Strategic Singapore Pte Ltd.

Full JCYGY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.