HomeCompareJEPI vs LTC

JEPI vs LTC: Dividend Comparison 2026

JEPI yields 7.21% · LTC yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $163.00 in total portfolio value
10 years
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →
LTC
LTC
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full LTC calculator →

Portfolio growth — JEPI vs LTC

Annual dividend income

MetricJEPILTC
Forward yield7.21%4.00%
Annual dividend / share$3.98$2.00
Payout ratio72%50%
1-year div growth-3.2%5%
5-year div CAGR2.1%5%
Portfolio after 10y$28.2K$28.0K
Annual income after 10y$1,567.15$899.19
Total dividends collected$11.1K$6.4K
Payment frequencymonthlyquarterly
SectorETFREIT

Year-by-year: JEPI vs LTC ($10,000, DRIP)

YearJEPI PortfolioJEPI Income/yrLTC PortfolioLTC Income/yrGap
1$11,156$736.16$11,120$420.00+$36.00JEPI
2$12,429$804.72$12,357$458.31+$72.00JEPI
3$13,830$878.49$13,721$499.76+$109.00JEPI
4$15,369$957.78$15,227$544.58+$142.00JEPI
5$17,057$1,042.88$16,885$593.02+$172.00JEPI
6$18,907$1,134.13$18,713$645.34+$194.00JEPI
7$20,933$1,231.83$20,724$701.81+$209.00JEPI
8$23,149$1,336.34$22,938$762.73+$211.00JEPI
9$25,569$1,447.99$25,372$828.41+$197.00JEPI
10$28,210$1,567.15$28,047$899.19+$163.00JEPI

JEPI vs LTC: Complete Analysis 2026

JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

Full JEPI Calculator →

LTCREIT

LTC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in LTC shares.

Full LTC Calculator →

Frequently Asked Questions

Is JEPI or LTC better for dividend income in 2026?
JEPI currently offers a 7.21% yield (3.98/share/year) while LTC offers 4.00% (2.00/share/year). JEPI provides higher current income. However, LTC has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in JEPI vs LTC earn per year?
With $10,000 invested today: JEPI pays approximately $721/year. LTC pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $1,567/year (JEPI) and $899/year (LTC).
Does JEPI or LTC pay monthly dividends?
JEPI pays monthly dividends. LTC pays quarterly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this JEPI vs LTC comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

JEPI vs JEPQJEPI vs XYLDJEPI vs DIVOJEPI vs SCHDJEPI vs QYLDJEPI vs OJEPI vs KOJEPI vs MAINLTC vs SCHDLTC vs JEPILTC vs OLTC vs KO

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.