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JEPI vs MO: Dividend Comparison 2026

JEPI yields 7.21% · MO yields 9.11% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $534.00 in total portfolio value
10 years
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →

Portfolio growth — JEPI vs MO

Annual dividend income

MetricJEPIMO
Forward yield7.21%9.11%
Annual dividend / share$3.98$4.08
Payout ratio72%78%
1-year div growth-3.2%4.1%
5-year div CAGR2.1%4.3%
Portfolio after 10y$28.2K$27.7K
Annual income after 10y$1,567.15$4,052.72
Total dividends collected$11.1K$20.9K
Payment frequencymonthlyquarterly
SectorETFConsumer Staples

Year-by-year: JEPI vs MO ($10,000, DRIP)

YearJEPI PortfolioJEPI Income/yrMO PortfolioMO Income/yrGap
1$11,156$736.16$10,740$949.88+$416.00JEPI
2$12,429$804.72$11,601$1,086.84+$828.00JEPI
3$13,830$878.49$12,608$1,250.75+$1.2KJEPI
4$15,369$957.78$13,792$1,448.20+$1.6KJEPI
5$17,057$1,042.88$15,190$1,687.69+$1.9KJEPI
6$18,907$1,134.13$16,851$1,980.28+$2.1KJEPI
7$20,933$1,231.83$18,838$2,340.48+$2.1KJEPI
8$23,149$1,336.34$21,230$2,787.44+$1.9KJEPI
9$25,569$1,447.99$24,130$3,346.72+$1.4KJEPI
10$28,210$1,567.15$27,676$4,052.72+$534.00JEPI

JEPI vs MO: Complete Analysis 2026

JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

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MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

Frequently Asked Questions

Is JEPI or MO better for dividend income in 2026?
JEPI currently offers a 7.21% yield (3.98/share/year) while MO offers 9.11% (4.08/share/year). MO provides higher current income. However, MO has grown its dividend faster (4.3% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in JEPI vs MO earn per year?
With $10,000 invested today: JEPI pays approximately $721/year. MO pays approximately $911/year. With DRIP reinvestment over 10 years, these grow to $1,567/year (JEPI) and $4,053/year (MO).
Does JEPI or MO pay monthly dividends?
JEPI pays monthly dividends. MO pays quarterly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.