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JEPI vs SO: Dividend Comparison 2026

JEPI yields 7.21% · SO yields 3.42% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $6.5K in total portfolio value
10 years
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →
SO
The Southern Company
3.42%
Share price
$84.20
Annual div
$2.88
5Y div CAGR
3.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.7K
Annual income
$613.85
Full SO calculator →

Portfolio growth — JEPI vs SO

Annual dividend income

MetricJEPISO
Forward yield7.21%3.42%
Annual dividend / share$3.98$2.88
Payout ratio72%72%
1-year div growth-3.2%3%
5-year div CAGR2.1%3.1%
Portfolio after 10y$28.2K$21.7K
Annual income after 10y$1,567.15$613.85
Total dividends collected$11.1K$4.7K
Payment frequencymonthlyquarterly
SectorETFUtilities

Year-by-year: JEPI vs SO ($10,000, DRIP)

YearJEPI PortfolioJEPI Income/yrSO PortfolioSO Income/yrGap
1$11,156$736.16$10,833$352.65+$323.00JEPI
2$12,429$804.72$11,728$375.81+$701.00JEPI
3$13,830$878.49$12,692$400.29+$1.1KJEPI
4$15,369$957.78$13,727$426.14+$1.6KJEPI
5$17,057$1,042.88$14,839$453.42+$2.2KJEPI
6$18,907$1,134.13$16,034$482.21+$2.9KJEPI
7$20,933$1,231.83$17,316$512.58+$3.6KJEPI
8$23,149$1,336.34$18,692$544.59+$4.5KJEPI
9$25,569$1,447.99$20,167$578.32+$5.4KJEPI
10$28,210$1,567.15$21,749$613.85+$6.5KJEPI

JEPI vs SO: Complete Analysis 2026

JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

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SOUtilities

Southern Company is a Dividend Aristocrat with 23+ consecutive years of increases. It serves 9M+ customers across Georgia, Alabama, and Mississippi through its regulated electric and gas utilities. Vogtle Unit 4 nuclear plant completion in 2024 adds decades of low-carbon baseload generation capacity.

Full SO Calculator →

Frequently Asked Questions

Is JEPI or SO better for dividend income in 2026?
JEPI currently offers a 7.21% yield (3.98/share/year) while SO offers 3.42% (2.88/share/year). JEPI provides higher current income. However, SO has grown its dividend faster (3.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in JEPI vs SO earn per year?
With $10,000 invested today: JEPI pays approximately $721/year. SO pays approximately $342/year. With DRIP reinvestment over 10 years, these grow to $1,567/year (JEPI) and $614/year (SO).
Does JEPI or SO pay monthly dividends?
JEPI pays monthly dividends. SO pays quarterly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.