HomeCompareJFLI vs BTI

JFLI vs BTI: Dividend Comparison 2026

JFLI yields 8.56% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $2.6K in total portfolio value· pulled ahead in Year 8
10 years
JFLI
JFLI
● Live price
8.56%
Share price
$50.17
Annual div
$4.29
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.2K
Annual income
$1,469.09
Full JFLI calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — JFLI vs BTI

📍 BTI pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJFLIBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, JFLI + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JFLI pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JFLI
Annual income on $10K today (after 15% tax)
$727.35/yr
After 10yr DRIP, annual income (after tax)
$1,248.73/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $1,133.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JFLI + BTI for your $10,000?

JFLI: 50%BTI: 50%
100% BTI50/50100% JFLI
Portfolio after 10yr
$36.5K
Annual income
$2,135.68/yr
Blended yield
5.85%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

JFLI
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JFLI buys
0
BTI buys
0
No recent congressional trades found for JFLI or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJFLIBTI
Forward yield8.56%5.40%
Annual dividend / share$4.29$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$35.2K$37.8K
Annual income after 10y$1,469.09$2,802.29
Total dividends collected$11.6K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: JFLI vs BTI ($10,000, DRIP)

YearJFLI PortfolioJFLI Income/yrBTI PortfolioBTI Income/yrGap
1$11,556$855.71$11,301$601.08+$255.00JFLI
2$13,289$924.14$12,799$706.58+$490.00JFLI
3$15,212$993.22$14,527$832.38+$685.00JFLI
4$17,340$1,062.59$16,527$982.75+$813.00JFLI
5$19,685$1,131.96$18,846$1,162.95+$839.00JFLI
6$22,264$1,201.02$21,545$1,379.49+$719.00JFLI
7$25,092$1,269.51$24,694$1,640.41+$398.00JFLI
8← crossover$28,186$1,337.16$28,378$1,955.69$192.00BTI
9$31,563$1,403.75$32,702$2,337.79$1.1KBTI
10$35,241$1,469.09$37,794$2,802.29$2.6KBTI

JFLI vs BTI: Complete Analysis 2026

JFLIStock

The fund has significant flexibility to achieve its investment objective and invests in a broad range of income-producing securities, including debt and equity securities in the U.S. and other markets throughout the world, both developed and emerging. The manager currently intends to gain exposure to debt securities principally through investments in underlying funds, including mutual funds and/or ETFs within the same group of investment companies (i.e., J.P. Morgan Funds).

Full JFLI Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this JFLI vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

JFLI vs SCHDJFLI vs JEPIJFLI vs OJFLI vs KOJFLI vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.