HomeCompareJIJSX vs SCHD

JIJSX vs SCHD: Dividend Comparison 2026

JIJSX yields 3.20% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $4.5K in total portfolio value
10 years
JIJSX
JIJSX
● Live price
3.20%
Share price
$19.56
Annual div
$0.63
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.6K
Annual income
$392.74
Full JIJSX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — JIJSX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJIJSXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JIJSX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JIJSX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JIJSX
Annual income on $10K today (after 15% tax)
$271.73/yr
After 10yr DRIP, annual income (after tax)
$333.83/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $28.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JIJSX + SCHD for your $10,000?

JIJSX: 50%SCHD: 50%
100% SCHD50/50100% JIJSX
Portfolio after 10yr
$26.8K
Annual income
$409.34/yr
Blended yield
1.53%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JIJSX buys
0
SCHD buys
0
No recent congressional trades found for JIJSX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJIJSXSCHD
Forward yield3.20%3.46%
Annual dividend / share$0.63$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.6K$29.0K
Annual income after 10y$392.74$425.95
Total dividends collected$3.6K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: JIJSX vs SCHD ($10,000, DRIP)

YearJIJSX PortfolioJIJSX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,020$319.68$11,226$346.36$206.00SCHD
2$12,120$329.23$12,572$357.38$452.00SCHD
3$13,307$338.42$14,046$367.84$739.00SCHD
4$14,586$347.25$15,660$377.73$1.1KSCHD
5$15,963$355.72$17,425$387.07$1.5KSCHD
6$17,444$363.83$19,354$395.86$1.9KSCHD
7$19,036$371.58$21,461$404.13$2.4KSCHD
8$20,748$378.98$23,762$411.89$3.0KSCHD
9$22,586$386.03$26,272$419.15$3.7KSCHD
10$24,560$392.74$29,010$425.95$4.5KSCHD

JIJSX vs SCHD: Complete Analysis 2026

JIJSXStock

The investment seeks current income and some capital appreciation. The fund is a "fund of funds" that invests in other mutual funds and exchange traded funds (ETFs) within the same group of investment companies and also invests in passive ETFs that are managed by unaffiliated investment advisers. It is generally intended for investors who are retired or about to retire soon. The fund is designed to provide exposure to a variety of asset classes through investments in underlying funds, securities and other financial instruments, with an emphasis on fixed income investments over equity investments and other investments.

Full JIJSX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.