HomeCompareJPHLF vs EPRT

JPHLF vs EPRT: Dividend Comparison 2026

JPHLF yields 2.90% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $39.0K in total portfolio value
10 years
JPHLF
JPHLF
● Live price
2.90%
Share price
$11.73
Annual div
$0.34
5Y div CAGR
1.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.4K
Annual income
$406.57
Full JPHLF calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — JPHLF vs EPRT

📍 EPRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJPHLFEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JPHLF + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JPHLF pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JPHLF
Annual income on $10K today (after 15% tax)
$246.44/yr
After 10yr DRIP, annual income (after tax)
$345.58/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $10,569.04/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JPHLF + EPRT for your $10,000?

JPHLF: 50%EPRT: 50%
100% EPRT50/50100% JPHLF
Portfolio after 10yr
$43.9K
Annual income
$6,623.65/yr
Blended yield
15.09%
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Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

JPHLF
No analyst data
Altman Z
0.4
Piotroski
5/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JPHLF buys
0
EPRT buys
0
No recent congressional trades found for JPHLF or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJPHLFEPRT
Forward yield2.90%3.92%
Annual dividend / share$0.34$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR1.4%29%
Portfolio after 10y$24.4K$63.4K
Annual income after 10y$406.57$12,840.73
Total dividends collected$3.5K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: JPHLF vs EPRT ($10,000, DRIP)

YearJPHLF PortfolioJPHLF Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$10,994$293.99$11,205$505.18$211.00EPRT
2$12,070$306.29$12,672$682.46$602.00EPRT
3$13,233$318.67$14,490$930.48$1.3KEPRT
4$14,491$331.10$16,786$1,282.69$2.3KEPRT
5$15,849$343.59$19,753$1,791.56$3.9KEPRT
6$17,314$356.12$23,677$2,541.64$6.4KEPRT
7$18,895$368.69$29,008$3,672.99$10.1KEPRT
8$20,599$381.29$36,463$5,425.08$15.9KEPRT
9$22,435$393.92$47,238$8,221.57$24.8KEPRT
10$24,412$406.57$63,385$12,840.73$39.0KEPRT

JPHLF vs EPRT: Complete Analysis 2026

JPHLFStock

Japan Post Holdings Co., Ltd. provides postal, banking, and insurance services in Japan. The company engages in the postal, banking counter, and insurance counter operations; sale of documentary stamps, petroleum, and catalog products; operations consigned by local government entities; and provision of other bank, and life and non-life insurance agency services. It also provides domestic distribution and delivery; and merchandise sale services, as well as international air cargo transport and agency services. In addition, the company offers Yu-Pack, Yu-Mail, and other parcel delivery; deposits, lending, securities investment, remittances, mortgages, and credit cards; freight forwarding and other logistics; and asset management services. Further, it provides truck cargo transportation, automobile and machinery maintenance, vehicle maintenance and management, post office advertisements posting, automobile liability insurance agency, and express services. Additionally, it offers contracting, hotel management, management, investment, account overdraft guarantee, temporary staffing, office cleaning, telemarketing, and digital-related services. The company also engages in the planning, development, and sale of direct mail; and commissioning of design, development, maintenance, and operation of information systems. In addition, it owns, leases, and manages real estate; develops residential and commercial land; consults, plans and develops business systems and basic technologies; operates 3 Teishin hospitals and 2 hotels; and holds and rents buildings, condominiums, and stores. Japan Post Holdings Co., Ltd. was founded in 1871 and is headquartered in Tokyo, Japan.

Full JPHLF Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.