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JPPTY vs GBDC: Dividend Comparison 2026

JPPTY yields 4.88% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.82M in total portfolio value
10 years
JPPTY
JPPTY
● Live price
4.88%
Share price
$16.39
Annual div
$0.80
5Y div CAGR
2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.5K
Annual income
$837.43
Full JPPTY calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — JPPTY vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJPPTYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JPPTY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JPPTY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JPPTY
Annual income on $10K today (after 15% tax)
$414.89/yr
After 10yr DRIP, annual income (after tax)
$711.82/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,982,411.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JPPTY + GBDC for your $10,000?

JPPTY: 50%GBDC: 50%
100% GBDC50/50100% JPPTY
Portfolio after 10yr
$10.44M
Annual income
$8,225,785.63/yr
Blended yield
78.80%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

JPPTY
No analyst data
Altman Z
0.3
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JPPTY buys
0
GBDC buys
0
No recent congressional trades found for JPPTY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJPPTYGBDC
Forward yield4.88%11.86%
Annual dividend / share$0.80$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR2%51.1%
Portfolio after 10y$28.5K$20.85M
Annual income after 10y$837.43$16,450,733.83
Total dividends collected$6.6K$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: JPPTY vs GBDC ($10,000, DRIP)

YearJPPTY PortfolioJPPTY Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,198$497.86$12,492$1,791.70$1.3KGBDC
2$12,513$531.45$16,527$3,160.58$4.0KGBDC
3$13,955$566.12$23,588$5,904.90$9.6KGBDC
4$15,534$601.86$37,141$11,901.65$21.6KGBDC
5$17,260$638.64$66,205$26,463.38$48.9KGBDC
6$19,145$676.45$137,452$66,612.65$118.3KGBDC
7$21,200$715.25$342,372$195,298.53$321.2KGBDC
8$23,439$755.02$1,053,292$686,954.33$1.03MGBDC
9$25,875$795.76$4,111,439$2,984,416.95$4.09MGBDC
10$28,524$837.43$20,849,974$16,450,733.83$20.82MGBDC

JPPTY vs GBDC: Complete Analysis 2026

JPPTYStock

JAPAN POST BANK Co., Ltd. provides various banking products and services to retail and corporate clients in Japan and internationally. The company offers liquid deposits, including transfer deposits, savings deposits, ordinary deposits, etc.; fixed-term deposits, such as time deposits, TEIGAKU deposits, etc.; and other deposits, as well as negotiable certificates of deposit. It also provides loans secured by deposits, loans secured by Japanese government bonds, and credit card loans, as well as loans to local, central, and regional government authorities; syndicated loans; and corporate and other secondary market loans. In addition, the company offers securities investment products, domestic and foreign exchange services, Japanese government bonds, investment trust products, and insurance products; and intermediary services, such as mortgage and credit card services. Further, it provides overdraft lending services and housing loans; and remittance and settlement services; as well as online banking services. It operates through a network of 31,774 ATMs and 23,734 branches. The company was formerly known as Yucho Co, Ltd. and changed its name to JAPAN POST BANK Co., Ltd. in October 2007. The company was incorporated in 2006 and is headquartered in Tokyo, Japan. JAPAN POST BANK Co., Ltd. is a subsidiary of Japan Post Holdings Co., Ltd.

Full JPPTY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.