HomeCompareJRFIF vs BTI

JRFIF vs BTI: Dividend Comparison 2026

JRFIF yields 5.38% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JRFIF wins by $296.4K in total portfolio value
10 years
JRFIF
JRFIF
● Live price
5.38%
Share price
$623.98
Annual div
$33.60
5Y div CAGR
42.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$334.2K
Annual income
$160,603.62
Full JRFIF calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — JRFIF vs BTI

📍 JRFIF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJRFIFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, JRFIF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JRFIF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JRFIF
Annual income on $10K today (after 15% tax)
$457.65/yr
After 10yr DRIP, annual income (after tax)
$136,513.08/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, JRFIF beats the other by $134,131.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JRFIF + BTI for your $10,000?

JRFIF: 50%BTI: 50%
100% BTI50/50100% JRFIF
Portfolio after 10yr
$186.0K
Annual income
$81,702.95/yr
Blended yield
43.93%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

JRFIF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
1.0
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JRFIF buys
0
BTI buys
0
No recent congressional trades found for JRFIF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJRFIFBTI
Forward yield5.38%5.40%
Annual dividend / share$33.60$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR42.2%11.3%
Portfolio after 10y$334.2K$37.8K
Annual income after 10y$160,603.62$2,802.29
Total dividends collected$293.3K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: JRFIF vs BTI ($10,000, DRIP)

YearJRFIF PortfolioJRFIF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,466$765.62$11,301$601.08+$165.00JRFIF
2$13,435$1,166.61$12,799$706.58+$636.00JRFIF
3$16,192$1,816.67$14,527$832.38+$1.7KJRFIF
4$20,235$2,909.76$16,527$982.75+$3.7KJRFIF
5$26,484$4,832.60$18,846$1,162.95+$7.6KJRFIF
6$36,744$8,405.77$21,545$1,379.49+$15.2KJRFIF
7$54,814$15,498.55$24,694$1,640.41+$30.1KJRFIF
8$89,378$30,726.82$28,378$1,955.69+$61.0KJRFIF
9$162,219$66,584.06$32,702$2,337.79+$129.5KJRFIF
10$334,178$160,603.62$37,794$2,802.29+$296.4KJRFIF

JRFIF vs BTI: Complete Analysis 2026

JRFIFStock

Japan Retail Fund Investment Corporation (JRF) has been listed on the Real Estate Investment Trust ("REIT") Section on the Tokyo Stock Exchange (Securities code: 8953) since March 2002. It was the first investment corporation in Japan to specifically target retail property assets. As the largest J-REIT that specializes in retail properties, JRF will strive to secure stable distributions for its unitholders and steady increases in the value of its property portfolio through selective acquisitions of prime retail properties.

Full JRFIF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this JRFIF vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

JRFIF vs SCHDJRFIF vs JEPIJRFIF vs OJRFIF vs KOJRFIF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.