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JRFIF vs MO: Dividend Comparison 2026

JRFIF yields 5.38% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JRFIF wins by $256.5K in total portfolio value
10 years
JRFIF
JRFIF
● Live price
5.38%
Share price
$623.98
Annual div
$33.60
5Y div CAGR
42.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$334.2K
Annual income
$160,603.62
Full JRFIF calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — JRFIF vs MO

📍 JRFIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJRFIFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JRFIF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JRFIF pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JRFIF
Annual income on $10K today (after 15% tax)
$457.65/yr
After 10yr DRIP, annual income (after tax)
$136,513.08/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, JRFIF beats the other by $111,889.82/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JRFIF + MO for your $10,000?

JRFIF: 50%MO: 50%
100% MO50/50100% JRFIF
Portfolio after 10yr
$205.9K
Annual income
$94,786.08/yr
Blended yield
46.03%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

JRFIF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
1.0
Piotroski
7/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JRFIF buys
0
MO buys
0
No recent congressional trades found for JRFIF or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJRFIFMO
Forward yield5.38%6.27%
Annual dividend / share$33.60$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR42.2%22.6%
Portfolio after 10y$334.2K$77.7K
Annual income after 10y$160,603.62$28,968.54
Total dividends collected$293.3K$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: JRFIF vs MO ($10,000, DRIP)

YearJRFIF PortfolioJRFIF Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,466$765.62$10,558$768.31+$908.00JRFIF
2$13,435$1,166.61$11,352$1,015.87+$2.1KJRFIF
3$16,192$1,816.67$12,482$1,367.86+$3.7KJRFIF
4$20,235$2,909.76$14,103$1,883.39+$6.1KJRFIF
5$26,484$4,832.60$16,472$2,664.91+$10.0KJRFIF
6$36,744$8,405.77$20,024$3,897.79+$16.7KJRFIF
7$54,814$15,498.55$25,537$5,933.74+$29.3KJRFIF
8$89,378$30,726.82$34,478$9,476.77+$54.9KJRFIF
9$162,219$66,584.06$49,776$16,022.63+$112.4KJRFIF
10$334,178$160,603.62$77,699$28,968.54+$256.5KJRFIF

JRFIF vs MO: Complete Analysis 2026

JRFIFStock

Japan Retail Fund Investment Corporation (JRF) has been listed on the Real Estate Investment Trust ("REIT") Section on the Tokyo Stock Exchange (Securities code: 8953) since March 2002. It was the first investment corporation in Japan to specifically target retail property assets. As the largest J-REIT that specializes in retail properties, JRF will strive to secure stable distributions for its unitholders and steady increases in the value of its property portfolio through selective acquisitions of prime retail properties.

Full JRFIF Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.