Is JSNSF or BTI a better dividend investment in 2026?

JSNSF currently yields 6.96% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: JSNSF offers higher current income.

What is the dividend yield difference between JSNSF and BTI?

JSNSF has a forward dividend yield of 6.96% ($0.33/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 1.58 percentage points.

Home › Compare › JSNSF vs BTI

JSNSF vs BTI: Dividend Comparison 2026

JSNSF yields 6.96% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JSNSF wins by $1518.14M in total portfolio value

INVESTMENT

TIME HORIZON10 years

JSNSF

● Live price

6.96%

Share price

$4.75

Annual div

$0.33

5Y div CAGR

84.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1518.17M

Annual income

$1,428,367,236.01

Full JSNSF calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — JSNSF vs BTI

📍 JSNSF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JSNSF	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JSNSF + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JSNSF pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JSNSF

Annual income on $10K today (after 15% tax)

$591.42/yr

After 10yr DRIP, annual income (after tax)

$1,214,112,150.61/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, JSNSF beats the other by $1,214,109,781.96/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JSNSF + BTI for your $10,000?

JSNSF: 50%BTI: 50%

100% BTI50/50100% JSNSF

Portfolio after 10yr

$759.11M

Annual income

$714,185,011.32/yr

Blended yield

94.08%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

JSNSF

No analyst data

Altman Z

4.2

Piotroski

7/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JSNSF buys

BTI buys

No recent congressional trades found for JSNSF or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJSNSFBTI

Forward yield	6.96% ✓	5.38%
Annual dividend / share	$0.33	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	84.2% ✓	11.3%
Portfolio after 10y	$1518.17M ✓	$37.7K
Annual income after 10y	$1,428,367,236.01 ✓	$2,786.64
Total dividends collected	$1511.64M ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: JSNSF vs BTI ($10,000, DRIP)

Year	JSNSF Portfolio	JSNSF Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$11,982	$1,281.64	$11,299	$598.92	+$683.00 → JSNSF
2	$15,464	$2,643.56	$12,794	$703.91	+$2.7K → JSNSF
3	$22,420	$5,873.53	$14,518	$829.07	+$7.9K → JSNSF
4	$38,649	$14,659.50	$16,513	$978.64	+$22.1K → JSNSF
5	$84,858	$43,503.79	$18,827	$1,157.84	+$66.0K → JSNSF
6	$255,231	$164,433.24	$21,518	$1,373.12	+$233.7K → JSNSF
7	$1,124,503	$851,405.69	$24,657	$1,632.46	+$1.10M → JSNSF
8	$7,660,788	$6,457,569.91	$28,329	$1,945.74	+$7.63M → JSNSF
9	$83,930,491	$75,733,447.92	$32,637	$2,325.33	+$83.90M → JSNSF
10	$1,518,172,862	$1,428,367,236.01	$37,708	$2,786.64	+$1518.14M → JSNSF

JSNSF vs BTI: Complete Analysis 2026

JSNSF — Stock

J Sainsbury plc, together with its subsidiaries, engages in the food, general merchandise and clothing retailing, and financial services activities in the United Kingdom and the Republic of Ireland. It operates through three segments: Retail Food, Retail General Merchandise and Clothing, and Financial Services. The company operates various store formats, including convenience stores and supermarkets. It is also involved in the online grocery and general merchandise operations. As of March 5, 2022, the company operated 598 supermarkets, 809 convenience stores, 728 Argos stores, and 335 collection points, as well as 3 Habitat stores. In addition, it offers financial services, such as credit cards, scorecards, and personal loans; and home, car, pet, travel, and life insurance products. The company was founded in 1869 and is headquartered in London, the United Kingdom.

Full JSNSF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.