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JT vs GBDC: Dividend Comparison 2026

JT yields 256.44% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.67M in total portfolio value· pulled ahead in Year 6
10 years
JT
JT
● Live price
256.44%
Share price
$0.78
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$106.0K
Annual income
$134.78
Full JT calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — JT vs GBDC

📍 GBDC pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJTGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JT + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JT pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JT
Annual income on $10K today (after 15% tax)
$21,797.67/yr
After 10yr DRIP, annual income (after tax)
$114.56/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,930,759.34/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JT + GBDC for your $10,000?

JT: 50%GBDC: 50%
100% GBDC50/50100% JT
Portfolio after 10yr
$10.44M
Annual income
$8,194,699.09/yr
Blended yield
78.49%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

JT
Analyst Ratings
2
Buy
1
Hold
1
Sell
Consensus: Buy
Altman Z
-0.6
Piotroski
2/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JT buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJTGBDC
Forward yield256.44%11.85%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%51.1%
Portfolio after 10y$106.0K$20.78M
Annual income after 10y$134.78$16,389,263.41
Total dividends collected$52.8K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: JT vs GBDC ($10,000, DRIP)

YearJT PortfolioJT Income/yrGBDC PortfolioGBDC Income/yrGap
1$23,522$12,822.16$12,490$1,790.28+$11.0KJT
2$39,262$14,093.68$16,522$3,157.73+$22.7KJT
3$53,004$10,992.85$23,578$5,898.68+$29.4KJT
4$63,649$6,934.66$37,115$11,886.75+$26.5KJT
5$71,995$3,891.30$66,136$26,423.57+$5.9KJT
6← crossover$79,092$2,056.82$137,257$66,491.44$58.2KGBDC
7$85,684$1,055.87$341,734$194,868.54$256.1KGBDC
8$92,216$534.52$1,050,788$685,133.02$958.6KGBDC
9$98,940$268.82$4,099,314$2,974,971.01$4.00MGBDC
10$106,001$134.78$20,775,530$16,389,263.41$20.67MGBDC

JT vs GBDC: Complete Analysis 2026

JTStock

Jianpu Technology Inc. operates a platform that provides online discovery and recommendation services for financial products in the People's Republic of China. The company's platform allows users to access to financial products, including loans, credit cards, insurance products, and other financial products. It recommends financial products to individual users and assists the financial service providers in targeting users with specific characteristics based on the users' financial needs and profile, as well as the products offerings and risk appetite of the financial service providers. The company also provides big data and system-based risk management, advertising and marketing, and other services primarily to financial service providers. It operates its platform under the Rong360 brand name. Jianpu Technology Inc. was founded in 2011 and is headquartered in Beijing, China.

Full JT Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.