Is JTSYX or GBDC a better dividend investment in 2026?

JTSYX currently yields 5.64% with a 5% 5-year dividend growth rate. GBDC yields 11.85% with 5% growth. The better choice depends on your goal: GBDC offers higher current income.

What is the dividend yield difference between JTSYX and GBDC?

JTSYX has a forward dividend yield of 5.64% ($1.37/share annually). GBDC yields 11.85% ($1.50/share annually). The yield gap is 6.21 percentage points.

Home › Compare › JTSYX vs GBDC

JTSYX vs GBDC: Dividend Comparison 2026

JTSYX yields 5.64% · GBDC yields 11.85%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GBDC wins by $20.75M in total portfolio value

INVESTMENT

TIME HORIZON10 years

JTSYX

● Live price

5.64%

Share price

$24.21

Annual div

$1.37

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$808.41

Full JTSYX calculator →

GBDC

● Live price

11.85%

Share price

$12.66

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.78M

Annual income

$16,389,263.41

Full GBDC calculator →

Portfolio growth — JTSYX vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JTSYX	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, JTSYX + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JTSYX pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JTSYX

Annual income on $10K today (after 15% tax)

$479.42/yr

After 10yr DRIP, annual income (after tax)

$687.15/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.11/yr

After 10yr DRIP, annual income (after tax)

$13,930,873.90/yr

At 15% tax rate, GBDC beats the other by $13,930,186.75/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JTSYX + GBDC for your $10,000?

JTSYX: 50%GBDC: 50%

100% GBDC50/50100% JTSYX

Portfolio after 10yr

$10.40M

Annual income

$8,195,035.90/yr

Blended yield

78.78%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

JTSYX

No analyst data

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.6% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JTSYX buys

GBDC buys

No recent congressional trades found for JTSYX or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJTSYXGBDC

Forward yield	5.64%	11.85% ✓
Annual dividend / share	$1.37	$1.50 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	51.1% ✓
Portfolio after 10y	$29.0K ✓	$20.78M
Annual income after 10y	$808.41	$16,389,263.41 ✓
Total dividends collected	$6.9K	$20.36M ✓
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: JTSYX vs GBDC ($10,000, DRIP)

Year	JTSYX Portfolio	JTSYX Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1← crossover	$11,264	$564.03	$12,490	$1,790.28	$1.2K → GBDC
2	$12,646	$593.76	$16,522	$3,157.73	$3.9K → GBDC
3	$14,155	$623.01	$23,578	$5,898.68	$9.4K → GBDC
4	$15,797	$651.69	$37,115	$11,886.75	$21.3K → GBDC
5	$17,583	$679.74	$66,136	$26,423.57	$48.6K → GBDC
6	$19,520	$707.07	$137,257	$66,491.44	$117.7K → GBDC
7	$21,620	$733.65	$341,734	$194,868.54	$320.1K → GBDC
8	$23,893	$759.41	$1,050,788	$685,133.02	$1.03M → GBDC
9	$26,350	$784.34	$4,099,314	$2,974,971.01	$4.07M → GBDC
10	$29,003	$808.41	$20,775,530	$16,389,263.41	$20.75M → GBDC

JTSYX vs GBDC: Complete Analysis 2026

JTSYX — Stock

The investment seeks high total return with a shift to current income and some capital appreciation over time as the fund approaches and passes the target retirement date. The fund is generally intended for investors who plan to retire around the year 2050 and then withdraw their investment in the fund throughout retirement. It is designed to provide exposure to equity, fixed income and cash/cash equivalent asset classes by investing in mutual funds and ETFs within the same group of investment companies, passive ETFs that are managed by unaffiliated investment advisers in certain limited instances and/or direct investments in other financial instruments.

Full JTSYX Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

📬

Get this JTSYX vs GBDC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

JTSYX vs SCHD JTSYX vs JEPI JTSYX vs O JTSYX vs KO JTSYX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.