HomeCompareKEFI vs PM

KEFI vs PM: Dividend Comparison 2026

KEFI yields 3.96% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 KEFI wins by $29.1K in total portfolio value· pulled ahead in Year 7
10 years
KEFI
KEFI
● Live price
3.96%
Share price
$48.50
Annual div
$1.92
5Y div CAGR
32.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.8K
Annual income
$19,572.27
Full KEFI calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — KEFI vs PM

📍 KEFI pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodKEFIPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, KEFI + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
KEFI pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KEFI
Annual income on $10K today (after 15% tax)
$336.49/yr
After 10yr DRIP, annual income (after tax)
$16,636.43/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, KEFI beats the other by $14,509.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of KEFI + PM for your $10,000?

KEFI: 50%PM: 50%
100% PM50/50100% KEFI
Portfolio after 10yr
$64.2K
Annual income
$11,037.44/yr
Blended yield
17.19%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

KEFI
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KEFI buys
0
PM buys
5
PoliticianChamberTickerTypeAmountDate
Julia Letlow🏢 House$PM▼ Sell$1,001 - $15,0002026-02-05
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-11-13
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▲ Buy$1,001 - $15,0002025-09-29
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-09-05
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-08-26
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-08-14
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-07-22
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricKEFIPM
Forward yield3.96%3.49%
Annual dividend / share$1.92$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR32.3%17.2%
Portfolio after 10y$78.8K$49.6K
Annual income after 10y$19,572.27$2,502.61
Total dividends collected$52.1K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: KEFI vs PM ($10,000, DRIP)

YearKEFI PortfolioKEFI Income/yrPM PortfolioPM Income/yrGap
1$11,224$523.74$11,650$409.56$426.00PM
2$12,736$726.83$13,592$497.49$856.00PM
3$14,648$1,019.79$15,882$605.21$1.2KPM
4$17,123$1,450.15$18,589$737.41$1.5KPM
5$20,418$2,096.06$21,794$899.94$1.4KPM
6$24,937$3,090.35$25,597$1,100.16$660.00PM
7← crossover$31,350$4,666.87$30,118$1,347.30+$1.2KKEFI
8$40,798$7,254.15$35,505$1,652.97+$5.3KKEFI
9$55,327$11,672.70$41,940$2,031.88+$13.4KKEFI
10$78,772$19,572.27$49,643$2,502.61+$29.1KKEFI

KEFI vs PM: Complete Analysis 2026

KEFIStock

Keweenaw Financial Corporation, through its subsidiary, Superior National Bank & Trust Company, provides various financial and trust services to individual and corporate customers. The company offers savings, checking, and money market accounts; certificates of deposit; home, auto and recreational, personal, commercial, and healthcare loans; and personal finance services. It also provides trust and wealth management services, including investment management, trust and estate administration, and retirement services. In addition, the company offers credit and debit cards, online and mobile banking, ACH origination, remote deposit capture, automated teller machines, and bill-paying services, as well as cybersecurity consulting services. It serves customers through its branches in the Upper Peninsula and Southeast Michigan. The company was founded in 1890 and is based in Hancock, Michigan.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.